Update on my passenger in the bike accident

[j0n]

Update:

-Passenger will require one surgery to put the pins and wire in her arm and a second a few weeks later to remove them. Basically her elbow is cracked from an inch and a half down her forearm all the way to the joint. :sad:

-Total cost of medical ***** is going to run between 5 and 6 grand :sad: :sad:

-Spoke to some people who informed me that my insurance may not cover those bills :sad: :sad: :sad:

anyone want an '04 cbr1000rr with all new Repsol bodywork? :cry: :cry: :cry:

[Squirrel]

sucks big time bro... g'luck with everything...you got plenty of people here who'll help ya if ya need anything

[unstable bob gable]

Dayum...good luck, broh. :cry:

[79CamaroDiva]

wtf is the point of having bike insurance if they're not gonna cover medical bills?? if you crash a bike, someones gonna get hurt, theres no sense in "just liability" on it. i hope you both heal up quickly

[firebirdcrazy]

That a load of bull your insurance should cover it. Its mandatory in the state of NJ to have some type of medical coverage becuase of the type of accidents you can get into with motorcycles. So make sure you push the issue with them.

[BonzoHansen]

Yeah, that don't sound right. Doesn't she have med insurance (work/parents)?

[Wasted Youth]

When I had my accident medical wasn't covered and I went $20k backwards, 2 years later I'm still recovering from that $20k...socks real bad but my balls are ok hahaha

[oh one ls1 SS]

bike insurance doesnt cover personal injury. thats just how it is. when i went down my bill was 22K. luckily my parents insurance picked it up and talked the hospital down to about 2K.

[BonzoHansen]

That sucks. Man, if you have a bike, you damn well better have medical insurance.

[qwikz28]

actually at first my insurance didn't cover my "motorcycle" accident last year. i think it was because i didn't file a police report. but i'm in NY so it may be different.

but in any event, i hope all goes well for you jon. anyone down for a save j0n's bike fund raiser?

[DieselKickYoAss4Sure]

Yeah, that don't sound right. Doesn't she have med insurance (work/parents)?

it doesnt work that way, lets say is icy out, if you were walking to your car and fell and broke your hip, car insurance has to cover it, but if you were walking away from your car the person responsible for plowing has to cover your medical bills if he was contracted to do so! if you are hurt working on your car never tell the hospital Cu's they will not bill your health insurance but your auto insurance, somehow the bike insurance should pay for her injuries although she was a passenger that may have something to do with it!

But as for J0n im real sorry to hear that bro as eric said anythign to help out!

[chemicalstylez]

insurance is such a scam. I hope everything works out in your favor.

[Blackbirdws6]

That really does suck but I thought that if you hit a deer...it's more or less the state's fault? I don't recall all the specifics but when I hit a deer in my dads durango in Jackson, I'm pretty sure the insurance company goes after the state. This is automobile of course so I'm assuming things are different with motorcycle insurance. Regardless that sucks and I'm down with a fundraiser. Fookin deer.

-Brian

[BonzoHansen]

Hey, she was a passenger, she might be covered. Press the issue (I'll bet here parents will, unless she has other coverage).

[V]

copied from... http://www.prolaw1.com/html/motorcycle-accidents-faq.html#accidentwithananimal

"First let's get rid of some common myths. We hear all the time "I hit a deer. I heard I can sue the state for not controlling its deer herd population." Wrong! In fact, the state has no obligation to bikers, or any other motorists, to control the deer herd population. If you hit a deer, you are on your own. The only source for recovery is if you have private medical insurance that may pay your hospital and medical bills. If you had purchased collision on your bike, your insurance company may help you out with your repair bills. Therefore, you should be extra careful driving at night in areas where there are known deer crossings. If you see a deer in the road, slow down even if you miss it. Remember, deer often travel in groups and there may be two or three more behind it about to jump into the road"

[j0n]

Spoke to the claims adjuster today...in a ton of words while beating around the bush he told me that they'll be covering her bills whether they reimburse her mother straight up or she "sues" me for pain and suffering, scarring, etc.

[qwikz28]

:w00t: thats a good thing! so that means you can keep the bike as well?

[j0n]

fo shizzle...should be back together in a week

[DieselKickYoAss4Sure]

cool man

[mtg6486]

which hospital she in ?

[j0n]

she went to robert wood johnson

[Blackbirdws6]

copied from... http://www.prolaw1.com/html/motorcycle-accidents-faq.html#accidentwithananimal

"First let's get rid of some common myths. We hear all the time "I hit a deer. I heard I can sue the state for not controlling its deer herd population." Wrong! In fact, the state has no obligation to bikers, or any other motorists, to control the deer herd population. If you hit a deer, you are on your own. The only source for recovery is if you have private medical insurance that may pay your hospital and medical bills. If you had purchased collision on your bike, your insurance company may help you out with your repair bills. Therefore, you should be extra careful driving at night in areas where there are known deer crossings. If you see a deer in the road, slow down even if you miss it. Remember, deer often travel in groups and there may be two or three more behind it about to jump into the road"

Good to know and thanks for clearing that up for me atleast.

Jon - good to hear she will be covered bill wise and that the bike will be back together soon. Let me know if you need a hand.

-brian

[j0n]

yeaaa brian i may need a hand tomorrow if you're free...gimme a call anytime before like...630pm if ya can

[foff667]

Great News!

:cheers:

[BonzoHansen]

Excellent news!

[Anti_Rice_Guy]

Thread got better as I went on haha good luck!

[OneFast383]

insurance on my bike covers me if im an idiot and the bike falls on me in the driveway... always make sure you have good enough coverage on a bike when there are so many idiots out there not paying attention that dont have insurance at all

[Brando56894]

holy s**t bro, that really sucks. thats pretty crappy if the insurance wont cover it, like everyone else said whats the point of insurance if they wont cover med bills??