Collector Car registration...pretty simple

[Blackbirdws6]

Took the bird over to get inspected and get the collector car sticker. Everything went pretty smooth but the bitch at the dmv wasn't too concerned with my very simple request to scrape all the crap off the windshield from the old sticker. She got the sticker off but left the lovely glue residue on the windshield while sticking the new one on. No big deal but bothers me.

Went even better after I pulled up and was waiting. A brand new c6 z06 rolls up and my jaw just kinda dropped. Ive seen them before in person but was just like yea oh crap. Talked with the guy for a few minutes and wasnt able to score a ride lol. He said he had a 98 cartek 427 vette at home...

Lastly, the guy at the dmv took us inside to show us pics of a guy totalling his c5 z06 right in the parking lot because he failed due to a photocopied insurance card. Hit one of those steel/cement poles and trashed the whole thing. Pretty nasty looking at the pics.

oh and I ran into a new m3 on the 287 and proceeded to show him my taillights. I was even nice and gave him the hit.

-Brian

[BonzoHansen]

Brake clean on a rag will take that glue right off.

[j0n]

id love to hear more details of the m3 kill...n/a i hope :)

[EchoMirage]

do you have to wait till your current inspection is due, or can you go at any time

[1972LT1]

What is the collector car sticker? Is it like the QQ plate?

[Featherburner]

do you have to wait till your current inspection is due, or can you go at any time

You have to do the collector car when you renew your registration. I've been told they will not do it unless it's an initial or renewal.

[EchoMirage]

What is the collector car sticker? Is it like the QQ plate?

collector sticker is just registration and inspection. you keep regular plates. you have to have collector/pleasure vehicle insurance to get it. cant be a daily driver. youre limited to i think 3000 miles per year. you get an upsidedown triangle sticker, and dont get any kind of inspection - emissions, tires, tint, apparently nothing. they check your odometer, make you drive around the block to see if it works/accurate, and thats it.

[Fast92RS]

collector sticker is just registration and inspection. you keep regular plates. you have to have collector/pleasure vehicle insurance to get it. cant be a daily driver. youre limited to i think 3000 miles per year. you get an upsidedown triangle sticker, and dont get any kind of inspection - emissions, tires, tint, apparently nothing. they check your odometer, make you drive around the block to see if it works/accurate, and thats it.

Yup I got my two Camaros collector regisration last month. It was pretty easy but according to the guy you dont get an automatic renewal form in the mail for collector registration. You have to go to the DMV to get a renewal form every two years. You also have to pay for the regular registration on top of the collector car voucher.

[BonzoHansen]

You have to go to the DMV to get a renewal form every two years. Damn, I think my QQ plate reg is due soon and I did not get anything in the mail yet. So they won't send me anything?

[Fast92RS]

Damn, I think my QQ plate reg is due soon and I did not get anything in the mail yet. So they won't send me anything?

I dont know about QQ (historic) plates but thats what the guy who inspected my car at the DMV said that collector car registration does not come in the mail automatically when its time to renew.

[Jared1970Chevelle]

you need to be 25 as well or so i hear....

[Tru2Chevy]

You don't need to have special collector car registration, you just need to have a second car registered and insured that you can drive.

Jared - the website doesn't say anything about an age limit for collector car registration, but you may be thinking about most collectors insurance companies, as most of them require that the driver be at least 25.

- Justin

[Blackbirdws6]

when I went to renew my registration, I paid the extra 25 bucks to get the collector car voucher. The voucher is taken to the dmv during inspection and they gave me the triangle sticker. My insurance does not say collector insurance but if it was checked thoroughly, its listed as a pleasure vehicle. As for the age limit, I'm 23 and had no problem doing any of this.

As far as the m3 race, jumped onto 287 from exit 5 (bumpy as hell) and some lady in a camry was on my ass. Since I slowed down for the bumps, she was on my ass even more so once it smoothed out I hit it up to 90 or so and then coasted back to 5 over. A red m3 was in the far left lane and sped up to catch up to me. He was a vert with his top up (mine was down as usual) and downshifted and kept lunging his car to show me he wanted to play. We were doing maybe 65-70 and I smiled and waved him on. He looked forward and hit the gas. Immediately I jumped on it (quick blip and downshift to 3rd) and stopped his 1 car lead and came up hard on him. I slammed 4th gear right as my rear bumper was at his nose and proceeded to throw maybe 3-4 cars on him before letting off before I even needed to shift to 5th. This was all NA of course.

I slowed and he came back up and just gave me a thumbs up and a smile. He went off doing maybe 10 over the limit while my exit 9 was coming up. Good run but damn it was hot that day.

-Brian

[Jared1970Chevelle]

blackbird what insurance company you have and how do you get pleasure insurance, how much cheaper then regular is it and what are the restrictions,.. i just got regular and i want to do this to my camaro so i can make it faster and not have to worry bout all the other state mandatorys

can i go and do this with regular insurance and still get collector car?

[j0n]

8) badass brian

[LS1Hawk]

You have to go to the DMV to get a renewal form every two years.

Collector's registration has to be renewed every 3 months independent of your regular registration. Inspection is every two years.

[wrong generation]

You don't need to have special collector car registration, you just need to have a second car registered and insured that you can drive.

- Justin


wish a motorcycle was considered a second car considering its actualy my daily driver and the car just sits there 99% of the time

[Fast92RS]

Collector's registration has to be renewed every 3 months independent of your regular registration. Inspection is every two years.

Every 3 months? They told me that the collector car inspection sticker was good for two years. The next time I have to go inspect it they said I have to get a renewal form for the collector car voucher.

http://www.state.nj.us/mvc/Inspections/VehiclesExempt.htm
Vehicles exempt from inspection


Certain vehicles are exempt from inspections, but they do vary, so be sure to check what is required for yours.

The following vehicles are exempt from diesel emission inspection requirements:
Contractor equipment in transit
Farm vehicles
Vehicles operated by a county, municipality, fire district, or duly incorporated non-profit organization and used for first aid, emergency, ambulance, rescue or fire-fighting purposes

Historic vehicles
General inspections are not required for historic or collector vehicles. To be classified as a "historic vehicle" it must be:
At least 25 years old
Used only for exhibition purposes or manufactured before 1945
Specially registered with a QQ plate displayed on the rear of the vehicle

Collector vehicles
To be classified as a "collector vehicle" you need to apply when you register and make sure that the vehicle:
Is not registered as a "historic vehicle" or a "street rod"
Is not driven more than 3,000 miles per year (proof available at odometer reading)
Is insured as a limited use "collector vehicle"
To qualify for an exemption:
Visit an MVC Agency to purchase a voucher for a special decal to mark the vehicle exempt from safety and emission inspection; fee is $25 for an initial voucher and $10 to renew
Take the collector vehicle to a State Inspection Station where the inspector will verify the odometer reading
Call MVC at (609) 292-6500 or toll-free in New Jersey at (888) 486-3339 for an application and submit completed application to:


Motor Vehicle Commission
Collector Vehicle
P.O. Box 016
Trenton, NJ 08666-0016

[LS1Hawk]

Back in April I changed ownership on my Firehawk (the car was originally in my dad's name for insurance purposes) and I had collector's registration on it. The sticker on my car is still good till October 2007. But since the car was now going to be in my name, I had to get a new registration and re-apply for the collector's as well. However, I still didn't need to get a new inspection sticker, because under state law now, as long as the sticker on the car is not expired, inspection is still good even if the car changes owners.

So when I was at the MVC, they first gave me a new registration card that's good thru April 2008, because regular registration has to be renewed once a year. Then they gave me a collector's voucher that was good thru only July 2007. That surprised me because I've had the collector's reg for almost two years already, and when I got it inspected the first time the station kept my the voucher. So naturally, I figured the voucher would be good till October when it was up for inspection, and then I would just get a new voucher every two years before the next inspection.

I told this to the person at the MVC, but they said you're always supposed to have a voucher, and it needs to be renewed every three months.

I know, it's stupid and confusing, and I'm still not 100% sure about it. But apparently, I'm the only who's been told this.

[V]

my SS will be going collector tomorrow, so ill find out all the details. But theres no way in hell I can have the registration renewed every 3 months, considering i wont even be back till Dec. but im my case i believe that wouldnt even matter, i was reading something about active duty military and indefinate extension of inspections, registrations and licenses, until off active duty.

[LS1Hawk]

my SS will be going collector tomorrow, so ill find out all the details. But theres no way in hell I can have the registration renewed every 3 months, considering i wont even be back till Dec. but im my case i believe that wouldnt even matter, i was reading something about active duty military and indefinate extension of inspections, registrations and licenses, until off active duty.

The way I understand it, the voucher is your collector's registration card and is independent of your regular registration. Any clarification would be appreciated.

[WildBillyT]

From my experience (and I have been doing this ever since I got sticker #0000014) leads me to believe that the MVC really doesn't know WTF they are doing with collector's reg most of the time.

Last fall I just got a voucher, went to inspection, did a lap around the block, got the sticker, and drove off. As long as the car has its sticker and registration current I was told "no worries".

John, that's not to say that what you were told is completly bogus. But I haven't seen that before in my dealings.

[Fast92RS]

I got the voucher and when I got my car inspected they took the voucher. The guy told me that the collector sticker was good for two years. He said when the the two years are up you need to get another voucher. The guy you had gave you bad info. You do not need to have a voucher every 3 months. All the voucher does is show them at inspection that you paid the fee to get the collector vehicle inspection.

[Blackbirdws6]

yea you apply for a renew of collector car registration when the sticker is up in 2 yrs. When I went to the dmv, they took my voucher and I got the sticker. There is no need for the voucher after you got the sticker.

I have state farm insurance and I pay about 150/month for my insurance with healthy figures for liability and collision. I'ma also 23 and no accidents. My insurance just went down to a tad over 200 for both my cars combined so not bad in my book.

-Brian

[WildBillyT]

I got the voucher and when I got my car inspected they took the voucher. The guy told me that the collector sticker was good for two years. He said when the the two years are up you need to get another voucher. The guy you had gave you bad info. You do not need to have a voucher every 3 months. All the voucher does is show them at inspection that you paid the fee to get the collector vehicle inspection.

I think maybe he meant that the voucher was good for 3 months, after which it expires and you need a new one to go to inspection.

[LS1Hawk]

From my experience (and I have been doing this ever since I got sticker #0000014) leads me to believe that the MVC really doesn't know WTF they are doing with collector's reg most of the time.

That's what I'm starting to think...

I think maybe he meant that the voucher was good for 3 months, after which it expires and you need a new one to go to inspection.

Yes. Maybe in my case I have to renew it only once more before my sticker expires in October so I have a current voucher when I go to the inspection station? You would think the MVC and inspection stations would be on the same page...but clearly they are not.

[WildBillyT]

That's what I'm starting to think...



Yes. Maybe in my case I have to renew it only once more before my sticker expires in October so I have a current voucher when I go to the inspection station? You would think the MVC and inspection stations would be on the same page...but clearly they are not.

What I meant is that the voucher is good for 3 months, and it is within that 3 months that you can go to inspection. If 3 months pass and you haven't gone you have to get a new voucher to go. You don't need a voucher to drive the car- only when you want to go to inspection.

[LS1Hawk]

What I meant is that the voucher is good for 3 months, and it is within that 3 months that you can go to inspection. If 3 months pass and you haven't gone you have to get a new voucher to go. You don't need a voucher to drive the car- only when you want to go to inspection.

That would seem to make the most sense.

[V]

I just took care of my SS today

I went into the local DMV, and told them i need the application for collector car status. I got it, filled it out. Handed it back in and showed my current registration, and paid my $25. I then got back what "looks" to be a registration card, but on the card it says "COLLECTOR VEHICLE VOUCHER" and the expiration date is in 3 months. SO i just asked to make sure what that means..
It means you need to bring the car to a state inspection place WITHIN 3 months, and after that the "voucher" is no longer valid (and you have to reapply, another $25, etc)
You do not get a new registration card, nor are there any real changes to your registration, you just get that voucher.

I then saw that my local inspection station was open to 7pm tonight, so i got my reg and insurance cards for the SS together, along with the reg and ins cards from my Denali to show i have a daily driver. I even printed out my insurance declaration sheet to show that the SS is listed as "Pleasure Use" only. Turns out all my vehicles are listed as pleasure use, since i dont commute or drive to work/school, lol.

Anyways, i got to the Inspection station, sat in line for like 20min, till i finally got up to the guy directing cars to different lanes. He gave me a VERY strange look, i guess he found it odd i was actually trying for inspection. he first pointed me to a line and then i told him "collector vehicle inspection". He looked relieved, and then told me to leave that line and go around the left side of the building and go under the side awning/roof. (this is paramus inspection station in bergen co) I pulled up, and a worker came out, i handed him my voucher, registration, insurance card(only for the SS) and my drivers license. He looked the papers over quick, and then wrote down my VIN, current mileage, and that it was a 5.7 V8. That was because they had to enter it in the state computer because my car is not in the system.(never inspected since new, and they dont plug into my OBDII to pull the info). He then went inside for like 5 min, came back out with the scraper, took my dealer inspection sticker and my 2 year extension sticker off, and put on the new triangle sticker. I gotta clean some glue off more, but it was a pain to begin with for him to reach it on these deep dashboards, plus my huge tach is right there as well.

so anyways, tehcincally i'm all legal now. :twisted:

[NightRydaSS]

yea you apply for a renew of collector car registration when the sticker is up in 2 yrs. When I went to the dmv, they took my voucher and I got the sticker. There is no need for the voucher after you got the sticker.

I have state farm insurance and I pay about 150/month for my insurance with healthy figures for liability and collision. I'ma also 23 and no accidents. My insurance just went down to a tad over 200 for both my cars combined so not bad in my book.

-Brian

your insurance; how is that set up? Like; did u insure the car for a "stated value" (the amnount of money u invested into it), and if something were to happen u get that stated amount back?

and you're also limited to 3K miles a yr right? whcih i guess isn't bad b/c that = about the amount of good weather / non work related spring / summer driving i'd be using the car for anyways...

[LS1Hawk]

I just took care of my SS today

I went into the local DMV, and told them i need the application for collector car status. I got it, filled it out. Handed it back in and showed my current registration, and paid my $25. I then got back what "looks" to be a registration card, but on the card it says "COLLECTOR VEHICLE VOUCHER" and the expiration date is in 3 months. SO i just asked to make sure what that means..
It means you need to bring the car to a state inspection place WITHIN 3 months, and after that the "voucher" is no longer valid (and you have to reapply, another $25, etc)
You do not get a new registration card, nor are there any real changes to your registration, you just get that voucher.

Thanks for the info. That makes sense. I guess then I'll just take mine this month for inspection, so I don't have to bother renewing the voucher again.

EDIT: I believe the first time you apply for a collector's voucher is $25. Each time thereafter that you renew it, it's $10, because the initial should already be in the system.

[Savage_Messiah]

What happens if you go over 3,000 miles?

[LS1Hawk]

What happens if you go over 3,000 miles?

I think they make you get in line for regular inspection.

[88Z-Man]

I was told you need to get the car appraised before you could get the collector car stuff. Did you need to do that also? If so who did you use. My insurance company also said I needed to appraise the car before they would insure it as a collector car.

[BonzoHansen]

I was told you need to get the car appraised before you could get the collector car stuff. Did you need to do that also? If so who did you use. My insurance company also said I needed to appraise the car before they would insure it as a collector car.

That woud be insurance company dependent. I did not have to for my agreed value policy with hagerty.

[V]

88z-man, i was the guy sitting next to you inside at the chatterbox meet, The state really does not care how you have it insured. In my case, all they did was LOOK at my regular insurance card and hand it back to me, Its not a collector car policy. They didnt even ask to see the declaration sheet listing it as pleasure use. Nor did the ask to see any proof i have another vehcile registered and insured as use as a daily driver.

IF you WANT collector car insurance, then yes, you may need it appraised, thats basically for most "agreed" value policies. In those cases they wanna see a reason for "X amount of dollars" in coverage desired. Once i actually get collector insurance for my SS, iroc, and 79 vette, all will have agreed values, the iroc will be 10k, vette will be 20k, and the SS around 45K, i have all receipts and doc.'s top support those value.

[BonzoHansen]

Hagerty gave me $20k agreed value with just pics & a description. "Is that all you want" was the reply. Seems fair & didn't want the premium any higher.

[V]

i have over 70k into my SS.... sad huh? lmao, buying a car brand new always hurts....

[BonzoHansen]

Damn.

[NightRydaSS]

Hagerty gave me $20k agreed value with just pics & a description. "Is that all you want" was the reply. Seems fair & didn't want the premium any higher.

ok, well that answered one of my questions, now i have a couple others:

1) what are the restrictions on driving OTHER then being limited to 3K miles a yr and having another car as your DD? Like can you still take it to the track and race it, if i decide to take a cruise to the shore and get slammed into, will they ring my balls when i try to make a claim?

2) whats is a "normal" premium, like how much is the premium on your $20k coverage (if you dont mind me asking)?

3) does anyone kno what happens if you DO go over the 3k milage limit? Now i don't mean 2k miles over, more like a couple hundred. Does NJ "ream" you?

If i keep going the way i am (and i kno i will be), i NEED this kind of coverage. I dont want a repeat of my GTA incident (10% coverage in parts won't cover it this time). My car is over 5 yrs old, so that mean it is worth "diddly-d*ck" to the ins company in regards to "standard coverage". and i really can't see me driving more then 3k miles a yr if i have something else to drive and only drive my car the way i want to. might as well get the collector regs and not have to deal with inspection.

[LS1Hawk]

I have Grundy insurance right now, and they specifically state in their policy that the car cannot be used for racing. They also don't allow you to use it to run errands, where it will have to be parked in a parking lot, or take it to work. They're not going to know if you do all this, but if the car is damaged at the track or stolen from a mall, you're not covered. I would assume most other collector insurance companies would be the same.

They do allow "pleasure" driving, which means driving the car for leisure, taking it to car shows. Grundy doesn't have a mileage limit. However, if you have NJ collector's registration, than you're limited to 3,000 miles regardless.

[NightRydaSS]

does anyone else have experience with any other companies?

[88Z-Man]

SmokinSS---

Whats up dude?
DMV also told me about appraising when I called to get the info. I'll probablely get it before summer is over and just use the appraisal info if asked for.

[NightRydaSS]

I have Grundy insurance right now, and they specifically state in their policy that the car cannot be used for racing. They also don't allow you to use it to run errands, where it will have to be parked in a parking lot, or take it to work. They're not going to know if you do all this, but if the car is damaged at the track or stolen from a mall, you're not covered. I would assume most other collector insurance companies would be the same.

They do allow "pleasure" driving, which means driving the car for leisure, taking it to car shows. Grundy doesn't have a mileage limit. However, if you have NJ collector's registration, than you're limited to 3,000 miles regardless.

i don't think regular insurance "covers" you if you're racing at a track either. They migth "have to" if you're still financing it, but if it is paid off for some reason i don't think they would do it. correct me if im wrong tho...

That is fine; not to sound cocky but it isn't my driving im worried about. Not sayin im the worlds greatest driver, but it is the idiot that drops his cig in his lap while driving a 74 buick with 4 different shades of rust that slams into the back of me that i am worried about. I justify this way of thinking by sayin to myself; if ***** happens i have olny myself to blame. u kno?

if anyone else has any experience with any other companies that offer "agreed value" please let me kno what the restrictions are

[BonzoHansen]

ok, well that answered one of my questions, now i have a couple others:

1) what are the restrictions on driving OTHER then being limited to 3K miles a yr and having another car as your DD? Like can you still take it to the track and race it, if i decide to take a cruise to the shore and get slammed into, will they ring my balls when i try to make a claim?

2) whats is a "normal" premium, like how much is the premium on your $20k coverage (if you dont mind me asking)?

3) does anyone kno what happens if you DO go over the 3k milage limit? Now i don't mean 2k miles over, more like a couple hundred. Does NJ "ream" you?

If i keep going the way i am (and i kno i will be), i NEED this kind of coverage. I dont want a repeat of my GTA incident (10% coverage in parts won't cover it this time). My car is over 5 yrs old, so that mean it is worth "diddly-d*ck" to the ins company in regards to "standard coverage". and i really can't see me driving more then 3k miles a yr if i have something else to drive and only drive my car the way i want to. might as well get the collector regs and not have to deal with inspection.
1) Hagerty has no spelled out restriction in their policy but racing. Racing is not covered. If you crack the car up on the way to the track, it is covered. If you do it on the track, it is not. It doesn’t mean you can’t do it, it means you are not covered financially. Your regular coverage does not cover racing either. A recent endorsement (a contractual change) to their policy clearly defines that. I have read the entire policy a number of times, no other limitations.
2) My current rate is ~$300 per year. No deductibles, increased limits of liability to match the higher rates on my DD policy. They did bump me up to the modified class which raised my premium about 35%. But I wanted to be honest about what was in the car so they cover it. Also, technically an insurance company can deny a claim if you are not truthful or withhold information they asked for in the application/renewal process.
3) I have no idea, sorry.

For Hagerty, I had to show proof of an insured daily driver for each licensed driver in the house. I had to be at least 25, and I had to have no points (maybe no more then 2, don’t remember). They may have car age limits. They wouldn’t write the 99Z28 I have. Too new.

Other companies will of course differ.

[WildBillyT]

1) Hagerty has no spelled out restriction in their policy but racing. Racing is not covered. If you crack the car up on the way to the track, it is covered. If you do it on the track, it is not. It doesn’t mean you can’t do it, it means you are not covered financially. Your regular coverage does not cover racing either. A recent endorsement (a contractual change) to their policy clearly defines that. I have read the entire policy a number of times, no other limitations.
2) My current rate is ~$300 per year. No deductibles, increased limits of liability to match the higher rates on my DD policy. They did bump me up to the modified class which raised my premium about 35%. But I wanted to be honest about what was in the car so they cover it. Also, technically an insurance company can deny a claim if you are not truthful or withhold information they asked for in the application/renewal process.
3) I have no idea, sorry.

For Hagerty, I had to show proof of an insured daily driver for each licensed driver in the house. I had to be at least 25, and I had to have no points (maybe no more then 2, don’t remember). They may have car age limits. They wouldn’t write the 99Z28 I have. Too new.

Other companies will of course differ.

One other thing to note- some collector's insurance companies require the car to be garaged when you are not driving it.

[BonzoHansen]

Correct, I forgot that. That might be in the policy too.

[NightRydaSS]

hmm, regular insurance doesn't cover racing either, that is what i thought. So that means that those ppl that race their brand new $90K ZO6 that they might be financing are NOT financially covered for the car if they hit the wall? that sucks. But you can't blame the ins company for that.

anyways, i kno AllState has a policy also, i asked them last yr but they denied me b/c my SS is still my DD.

as far as the garage thing goes; how will they know if you don't have it in one? i mean unless a tree falls on your car or something like that.

basically i just want to make sure that the INS companies don't restrict the use of the car so much i can hardly drive it. 3K miles a yr limit isn't bad b/c i prob wouldnt go past that anyways if i drive the car like how i want to (good weather, spring summer, no work, weekend cruiser, ect).

the biggest thing im looking at is if i "invest" $20K in my car and something happens to it, i can get it back (as long as i follow the rules of the policy). I don't get an "i'm sorry for your loss Sr, here is your check for the value of your car...($6)" That is what happened to my GTA, my dad and i got reamed b/c it was 14 yrs old and to the INS company worth d*ck. even tho the car was show room condt, 81K origional miles, w/ about $3K worth of upgrades in it.

id still like to kno what happens if you go over your milage limit in NJ

[WildBillyT]

the biggest thing im looking at is if i "invest" $20K in my car and something happens to it, i can get it back (as long as i follow the rules of the policy). I don't get an "i'm sorry for your loss Sr, here is your check for the value of your car...($6)" That is what happened to my GTA, my dad and i got reamed b/c it was 14 yrs old and to the INS company worth d*ck. even tho the car was show room condt, 81K origional miles, w/ about $3K worth of upgrades in it.

id still like to kno what happens if you go over your milage limit in NJ

No, you won't get anything for money you put into the car. If you get an agreed value policy they will pay out that amount, otherwise they will pay out like it's stock.

[BonzoHansen]

as far as the garage thing goes; how will they know if you don't have it in one? i mean unless a tree falls on your car or something like that.Remember what I said, they can deny a claim based on false information. And if you lie on an app, that is technically insurance fraud, which is now falls under the criminal statutes in NJ. Fraud is one of the big things that drives up our premiums.

These type of companies get very few claims, so I am confident they properly investigate all claims. If you have a claim for an event at the place you claim to garage it and they see no garage, good luck.

[NightRydaSS]

No, you won't get anything for money you put into the car. If you get an agreed value policy they will pay out that amount, otherwise they will pay out like it's stock.

i thought was the whole point of "agreed value". You and the INS company agree on the value of the car (say $20K), and if something happens to that car, you get the agreed upon $20K, right?

Remember what I said, they can deny a claim based on false information. And if you lie on an app, that is technically insurance fraud, which is now falls under the criminal statutes in NJ. Fraud is one of the big things that drives up our premiums.

These type of companies get very few claims, so I am confident they properly investigate all claims. If you have a claim for an event at the place you claim to garage it and they see no garage, good luck.

tru, i never thought of it like that.

[Teds89IROC]

I have collector registration on the iroc, had it inspected last november and being that the sticker that was on the car was a year overdue, I have to go back to inspection in one year rather then two. Being that I'm 22 I can't get collector insurance but the car is insured under Geico as a pleasure vehicle.

So let me get this straight....when I went to inspection they took the voucher and kept it. So now when it's time to go back, I need to first go to DMV, pay a renewal for a new voucher card, which allows me to go through collector inspection again, go to inspection and they take/keep that voucher card? Then everytime my inspection is up I repeat this process?

[WildBillyT]

So let me get this straight....when I went to inspection they took the voucher and kept it. So now when it's time to go back, I need to first go to DMV, pay a renewal for a new voucher card, which allows me to go through collector inspection again, go to inspection and they take/keep that voucher card? Then everytime my inspection is up I repeat this process?

Ted:

That is my understanding of the process and is exactly what I did last year.

[V]

The guy at the Inspection station gave me a sheet of paper, he said i'd need that in 2 years when i need the inspection redone, i havent looked at it

[WildBillyT]

i thought was the whole point of "agreed value". You and the INS company agree on the value of the car (say $20K), and if something happens to that car, you get the agreed upon $20K, right?
tru, i never thought of it like that.

Yes, you get the agreed value in that case. Make sure it's agreed value and not stated value (I think that's the term).

Just to state the obvious though, remember that it has to be agreed value. Just because you think it's worth 20k doesn't mean the ins. company will.

[NightRydaSS]

Ahhh....now that makes sense. thanks

[Jclt12003]

ok guys this is the set up i have with collector car registration and my insurance. I just got my collector car voucher Friday morning. First of all i have hagerty insurance they insured my car under my dads name i'm not 21. They asked for all the driver liscens in my house and made sure no one had any points. They asked me to take 3 or 4 pictures of the car and e-mail them to them. They then asked me the agreed value of the car i said 18k with the amount of money i put into it and the things i (knew) i was doing. They said that was fine and gave me a quote at $368 a year. I have had hagerty for 2 or 3 years now can't remember. They never really asked any Q's about anything else on the car.
Now for the collector car reg. i just went there paid the 25 dollar fee and filled out the card and handed it back in. They then gave me what looked like a reg. card and told me to keep it with my regular reg and that it did not replace my regular reg. This week sometime i have to run to the inspection station and get the triangle sticker I just hope they don't have any kind of noise restriction as my car is now pretty loud with long tubes ORY and my magnaflow catback. I'll give it a shot prolly tuesday before the ledgewood cruise night.


Jason

PS any Q's just ask me and i'll try to answer to the best of my knowledge.

[Blackbirdws6]

noise won't be of issue. All they are doing is checking the miles and that the odometer works.

[Savage_Messiah]

I'm still waiting on a definite answer about the penalty for going over the milage..

[EchoMirage]

i dont have a definete answer, but i would guess youd lose your collector reg., and have to go back to regular reg. perhaps pay a fine?

just to make sure.......you can only get collectors reg. when your current inspection is up, right? or can you go earlier and get it done?

[Jared1970Chevelle]

what does pleasure vehicle consist of? i have regular insurance on my camaro now.... when i switch it to pleasure what is different other then huge price savings?..... once i have pleasure insurance i can go get the triangle sticker being my inspection is due in a month?