For those of you with NJM Auto Insurance

[alamantia]

http://www.njm.com/Information/News.asp

[j0n]

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[BonzoHansen]

Yeah, I got that notice in the mail.

Edit: or I read it in the paper.

[JL8Jeff]

That's why you shouldn't be fooled by quotes from other insurance companies. If you factor in the discounts and then the dividends they pay, NJM is one of the best. I think the 2000 SS will be a net cost of around $700 for full coverage.

[baddest434]

i've had NJM for years, by far the best company out there imo. and those $300-$400 checks in november every year is a nice little rebate.:lol:

[foff667]

Dunno, i switched to allstate recently from njm who saved me about $1000/yr for the same coverage & then some so while that $400 check might be nice I'll take my extra $600 yearly savings over them ;)

[The Fixer]

Sweet deal, can't wait to get that in the mail! We pay less than $2K (before the dividend) on my '01 Cherokee and my wife's '03 Liberty. Both have full coverage, and we live in Bergen County, but we're "old" so that helps. ;)

Edit: We've had them for years too, and they've been great with claims and such. I had a Sebring 'vert get totalled a few years ago and they paid what the car was worth, no questions asked.

[alamantia]

Dunno, i switched to allstate recently from njm who saved me about $1000/yr for the same coverage & then some so while that $400 check might be nice I'll take my extra $600 yearly savings over them ;)

I think it all depends on what options you pick out when you fill that card out at the beginning of the year, I mean I select $250,000.00 personal injury not the $5,000,000.00 option etc. etc.

[foff667]

I have VERY high PIP limits now & had the identical limits with NJM, allstate just killed their bottom line though, add in allstate taking $100 off my deductible per year, 5% off of my collision & comprehensive coverage for every 6 months without an accident not to mention if you total your NEW vehicle they give you the funds for a new vehicle rather than the value of your vehicle at the time of the accident giving people more of a reason not to worry so much about buying new.

In the end allstate just worked out better for me, thats not to say NJM isn't a great company or insurance company, just worked out better on the other side of the grass.

-Bill

[firebirdcrazy]

For you military guys I have used USAA insurance and you just cant beat them anywhere. Must have been active duty and be out no later then 2 years to be able to get insured by them.

[Knipps]

all the cars in my driveway are currently insured by NJM but i'm not sure what's happening in the near future..

[baddest434]

my 336 dollar check fron NJM came today:lol:
along with my 3,871.00 check from the lottery:lol:

tommorrow i'll probally get 4000.00 worth of bills in the mail:evil: