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Firebird67dude
06-06-2008, 09:28 PM
to get my own car insurance policy. I pay my part now on my parents policy BUT, I want it in my name. So I call afew companies. Get a quote. They run my licence and my quote goes right out the window. I had a nice price for 6 mnths. Then it goes from nice to $2200 for a 6 mnth policy.


Totaly not worth driving like I used to. So I got till May of 09 left on my rents insurance. After that my lil bro is driving so I have to find my own. Oh, that price is for min. insurance on a 94 Jimmy. The Trans Am I decided to look up for laughs. $5000 for 6 mnths.


:cry:

79CamaroDiva
06-06-2008, 10:53 PM
thats crap. hopefully int he next year some points will be taken off and youll be able to find something.

BrandonDrecksage
06-06-2008, 11:19 PM
I had a friend that once got quoted 12k a year for a ls1 camaro because he had an insane amount of points and past tickets. Also accidents.

nj85z28
06-06-2008, 11:19 PM
must have alot of points right. i had 12 points once and it was 8k a year. twice my car payment

BrandonDrecksage
06-06-2008, 11:21 PM
must have alot of points right. i had 12 points once and it was 8k a year. twice my car payment

he had the limit and took the driver class once or twice and had 4 accidents I believe. i remember he once went to court with 10 pts in tickets for one stop.

NastyEllEssWon
06-07-2008, 01:05 AM
i always get raped on insurance....but if you call progressive they will sell you the insurance before they run your license and dont jack it up afterwards. 600 for 6 months basic liability with uninsured motorist coverage 8-)

ar0ck
06-07-2008, 01:08 AM
Tim, check out IFA insurance. Thats who I use and I only pay $1,100 a year for the Camaro & S10. Although that is w/o points & all its still worth a shot.

firehawk1120
06-07-2008, 06:12 AM
HOLY CRAP how many pts and accidents have you been in you've only been driving 5 years.

Tsar
06-07-2008, 09:26 AM
how about... stop getting tickets?

DaSkinnyGuy
06-07-2008, 09:41 AM
My insurance just dropped this year. i am paying $850 for the year on my 92 Firebird 8-)

Saitin
06-07-2008, 12:11 PM
dam dude I payed 1900 for a 12 month policy for full coverage on my 94 birds and i am only 21

Firebird67dude
06-07-2008, 12:31 PM
07/22/05 Careless Driving
10/14/05 1 - 14 mph over limit
9/15/06 Unsafe operation of a motor vehicle
9/26/06 15 - 29 over speed limit
10/13/06 failure to yeild
10/13/06 15 - 29 over speed limit
11/17/06 Traffic device or sign

Thats with tickets disappeared already.
I had 8 points, went down to 17, I should now have 11, but i think I still have 17 points. I also lost my licence for 4 or 6 mnths I forget how long it was.


So my getting tickets is now over due to the fact that its hitting my wallet extremely rough. I will admit that 3/4 of my tickets i deserved. The other 1/4 I got because I am me and they wanted my licence since I drove like a complete moron.

So all you yonger kids on here. Drive nice!!!

Knipps
06-07-2008, 12:33 PM
Just because the points aren't on your license anymore doesn't mean the insurance companies have forgotten about them, it takes longer for them to forgive you

wrong generation
06-07-2008, 01:48 PM
Tim, check out IFA insurance. Thats who I use and I only pay $1,100 a year for the Camaro & S10. Although that is w/o points & all its still worth a shot.

i had ifa for the past 3 years but this year it jumped from $700 that i paid last year to $1300 for this year for basic liablility on a v6 87 camaro so i now have nj cure $950 for the year not as good as $700 but better then $1300

sweetbmxrider
06-08-2008, 11:31 AM
you should look into state provided insurance. i am one of those drivers so the state selects an insurance company to provide coverage for me. its $4000 for a year. i had 21 points, 4 suspensions of various lengths, and no accidents. don't speed and drive...

Untamed
06-09-2008, 10:33 AM
All you people with minimal insurance to reduce your monthly / annual costs are really going to pay for things if you have an accident with injury. Your choice to have lower expenses may really affect your life and future finances. This is NJ. If you're young and full coverage insurance on an F-body is several thousand... buy a Saturn and don't drive like a moron. Get past the need to "look cool" by driving too fast or reckless, and enjoy your car responsibly.

WildBillyT
06-09-2008, 12:06 PM
how about... stop getting tickets?

X1000

Don't drive like a moron and you won't have problems. Don't speed through busy or residential areas.

jin1481
06-09-2008, 12:54 PM
you should join your friends in the Corps and switch USAA, i had about 6 points when they started my policy a $700 or so a year

Untamed
06-09-2008, 01:48 PM
you should join your friends in the Corps and switch USAA, i had about 6 points when they started my policy a $700 or so a year

USAA ftw! Only insurance I've ever had where the body repair guys sighed in relief when I mentioned I have them for insurance.

firebirdcrazy
06-09-2008, 02:12 PM
I use USAA too I pay 3300 for full coverage 07 jeep, 06 Cobalt SS, 01 Formula, and 03 Harley. No points or accidents. I laugh everytime some insurance company tells me they can beat them.