Insurance

[LTb1ow]

So I just got dropped from my insurance carrier, long story short, they kinda found out that my car was owned and registered in my name versus in my parents name. So I would like to get a new carrier versus cosigning ownership and registering it with my parents. I am 21, no accidents, and a few tickets, none of which resulted in points. What do you guys use, what do you pay etc? Really need some help with this one. Can't legally drive my car anymore. :cry:

[NJSPEEDER]

New Jersey Manufacturers. It is a qualified pool, so it isn't the easiest to get into, but once you are in they have good rates and if they have a bunch of extra money at the end of the year they mail out rebate checks. My rebate was a few hundred bucks last year, people who were members longer got even more.

-Tim

[CHRIS67]

Same, NJ Manu on my daily drivers, but Heacock on the 67.

[V]

i have USAA, i think only military or former military can use them though,
i pay 1600 a year for 3 cars, one is with full coverage.

[Frosty]

State Farm, my rates are pointless though since I live in PA.

[Z28Justin]

NJ Manufactures.

[ryanfx]

NJ Manufactures.

QFT

[Slow96LT1]

unitrin direct 2,200 per year for my z and the exploder

[MonmouthCtyAntz]

So I just got dropped from my insurance carrier, long story short, they kinda found out that my car was owned and registered in my name versus in my parents name. So I would like to get a new carrier versus cosigning ownership and registering it with my parents. I am 21, no accidents, and a few tickets, none of which resulted in points. What do you guys use, what do you pay etc? Really need some help with this one. Can't legally drive my car anymore. :cry:

At your age your gonna get killed no matter where you go w/ a v8...shop around for the best price...Im assuming by the year of the car its paid off? So all you would need is liablity. Im 31 and got quoted through USAA about a grand a year on a LS1 for liability and collision...age does have it perks.

[firehawk1120]

geico

long story short i have 3 cars all with full coverage, married and when I switched from allstate I saved about 46% from what they were charging me. Geico has been good with rates and even when I got hit they took care of me right away.

[MonmouthCtyAntz]

geico

long story short i have 3 cars all with full coverage, married and when I switched from allstate I saved about 46% from what they were charging me. Geico has been good with rates and even when I got hit they took care of me right away.

I have the military usaa, and once had geico when i was stationed in alaska...but as far as jersey is concerned, ive heard hot and cold concerning geico. But yea give em a try it cant hurt.

[2RARE84s]

I've got USAA and pay $1,600 for 4 Vehicles, only one has full coverage though.

[ar0ck]

I'm 22 and have IFA Auto for 2 Cars w/ limited coverage, just to get by I pay $1,200 w/ zero points & 1 accident involving my car being hit while parked (other persons insurance payed)

[LTb1ow]

I will call all those guys up tonight or tmmr after work. Thanks a lot guys! Really appreciate it. I am going to be very pissed if I can't bring it to the Oct meet.

[LTb1ow]

Geico is 1062 for six months. ****ttttt.

[firehawk1120]

if you think that is bad wait til you call some of the other companies out there. Try progressive. They say they are the bomb when it comes to saving people money.

Also try liberty mutual, they gave me almost the same quote as Geico but i think it was maybe 8 dollars less not really worth the switch over. Never know. Also you can change your deductibles and limits to lower your payments.

[Tru2Chevy]

Progressive is good, but they like to jack up their rates after the initial 6 month period.

I'm with High Point now, and I'm pretty happy with my rate. Full coverage on both mine and my wife's Jeeps, plus liability on the Camaro is ~1500 every 6 months.

- Justin

[sweetbmxrider]

state appointed, 4200/year

[LTb1ow]

Progressive quoted me 400 something for 6 monthes. Not to bad. But I am going to miss my 700 a year High Point. :( And Adam, god damn! WTF did you do?

[Blackbirdws6]

State Farm here since I started driving. I have some nice deductions for being married and 25 along with my history with them. I pay $56/month for the bird for full coverage but its listed as a pleasure vehicle. G8 is $90/month with full coverage. I usually get a nice $300+ rebate check at the end of the year.

[LTb1ow]

Well, looks like I am off to the DMV to cosign registration with my Mom tmmr. I am not pleased with it, but it will save me a lot of money and allow me to drive my car to the meet.

[Slow96LT1]

y have insurance u only need the card u still have a valid card use it i drove my car for 6 month with no insurance just a card

[LTb1ow]

Insurance expires Nov. I think. Which is why this flaw was found, the insurance company did a little audit I guess.

[Frosty]

y have insurance u only need the card u still have a valid card use it i drove my car for 6 month with no insurance just a card

...and people wonder why NJ has such high rates....

[LTb1ow]

Yea, well. One brings everyone down.

[sweetbmxrider]

Progressive quoted me 400 something for 6 monthes. Not to bad. But I am going to miss my 700 a year High Point. :( And Adam, god damn! WTF did you do?

24 points....i think i am at 21 now

[79CamaroDiva]

I have allstate, am 25 and pay a little less than $2500/year for 4 cars, 2 are full coverage. Once I drop my 79 Camaro and 93 Grand Cherokee, it should go down to around $1500 for 2 vehicles with full coverage.

[Frosty]

24 points....i think i am at 21 now

Holy hell, WTF did you do? :rofl:

[nj85z28]

state appointed, 4200/year


i was in that about 5 years ago and mine was over 8k/year.

now my record is just about spotless and im around 2k a year with geico, which includes my truck at full coverage, the SS and the gf's sunfire

[NastyEllEssWon]

i have progressive. i pay 110 bucks a month for both the camaro and the beretta.


FYI if you have a registered DAILY DRIVER on top of your sports car to insure it actually BRINGS DOWN the price of insurance because your not driving the sports car all the time.