NJSPEEDER
01-25-2009, 11:36 PM
Does anyone else find all these get out of debt commercials comical?
Some of the statements they make are so misguided, 2 out of 3 Americans have more than $10k in debt! Yes, nearly half the nation is paying a mortgage and about 11% of the population has active college debt. So what they are saying is less than 10% of the population could possibly have $10k or more worth of junk on credit cards, car loans, and other misc junk. That doesn't sound bad to me at all.
Another commercial that was just on showed people buying groceries and gas and then talked about unmanageable debt. I consider food and the ability to get the places I need to go rather essential, so is the goal of this commercial to interest people in managing their debt or making everyone afraid to eat?
There was even one on earlier that talked about getting "harassed" by the IRS and then showed people with the 'I owed millions and only paid dozens' stories. That doesn't really motivate me to worry about debt as much as question how someone comes up a few mill in the hole to the IRS, I mean, a total like that can't just sneak up on you.
People are funny I guess. Companies market to stupidity and make the simplest tasks seem complicated and now we can add paying taxes to that list. I know the short form is terribly complicated, it took me nearly 15 mins to fill it out. Of course I spent ten of those minutes reading it over as I ate my bowl of cereal, but still, it took at least 15 minutes in the end.
Some of the statements they make are so misguided, 2 out of 3 Americans have more than $10k in debt! Yes, nearly half the nation is paying a mortgage and about 11% of the population has active college debt. So what they are saying is less than 10% of the population could possibly have $10k or more worth of junk on credit cards, car loans, and other misc junk. That doesn't sound bad to me at all.
Another commercial that was just on showed people buying groceries and gas and then talked about unmanageable debt. I consider food and the ability to get the places I need to go rather essential, so is the goal of this commercial to interest people in managing their debt or making everyone afraid to eat?
There was even one on earlier that talked about getting "harassed" by the IRS and then showed people with the 'I owed millions and only paid dozens' stories. That doesn't really motivate me to worry about debt as much as question how someone comes up a few mill in the hole to the IRS, I mean, a total like that can't just sneak up on you.
People are funny I guess. Companies market to stupidity and make the simplest tasks seem complicated and now we can add paying taxes to that list. I know the short form is terribly complicated, it took me nearly 15 mins to fill it out. Of course I spent ten of those minutes reading it over as I ate my bowl of cereal, but still, it took at least 15 minutes in the end.