finally got the accident report

[98tadriver]

im kinda mad that they didnt give them a BAC test, but other than that, its looking good for me. there was actually more than 1 witness. she lied to the cops too tisk tisk

heres some more pics of my damage, i lifted the carpet up in the trunk area

http://i222.photobucket.com/albums/dd186/98tadriv/damage3.jpg

http://i222.photobucket.com/albums/dd186/98tadriv/damage2.jpg

http://i222.photobucket.com/albums/dd186/98tadriv/damage1.jpg

http://i222.photobucket.com/albums/dd186/98tadriv/damage4.jpg

my 12 disc changer got messed up too :(
Accident report details below

[Frosty]

I'm surprised they didn't give them a BAC test.

Either way the report was well-written in your favor.

The ****** part is that your car is toast. :(

[jin1481]

Done Sir, Done

[BonzoHansen]

now it needs tubs. :)

[98tadriver]

what do u mean by "the car is toast" and "done sir, done?" do you guys think its totaled? i dont think the frame is bent. airbags did not go off either

[creeper]

how many miles are on the car? my z28 was deemed totaled a few years ago with this damage, when the NADA/KBB value was in the $7k range...

http://i39.tinypic.com/2cza6tz.jpg
http://i44.tinypic.com/2eap4z6.jpg
http://i39.tinypic.com/2h2ldzk.jpg

even if insurance totals it you can still definitely repair it, it's just a lot of work

[Frosty]

1/4 panel, rear body panel, wheelhouse...all gone. Bumper cover, absorber and reinforcement bar. Tail light, the filler panel and repair on the front door.


Be prepared for it to be totaled. :( :( :(

[7998]

I'm with Frosty, I think they're going to total it. Take the money and buy it back and fix it.

[12secondv6]

Ouch! Damn bastards!

[JL8Jeff]

Are you kidding, a raccoon! If the witness saw them speeding and called it in before the accident why would they believe that crap and not do a BAC?

[DevilDougWS6]

I have an extra 12 disc changer in my garage if you need it. sucks about the damage dude. hope everything turns out for the better

[98tadriver]

thanks for the input guys. as for the mileage, it has 88,000 and change. I dont think im gonna fix it. i think im just gonna part it out when the time comes. ill be sure to make a new thread in the classifieds section when that day arrives

[98tadriver]

Are you kidding, a raccoon! If the witness saw them speeding and called it in before the accident why would they believe that crap and not do a BAC?

i know right! the fact that they didnt do that will irk me for a long time

[98tadriver]

I have an extra 12 disc changer in my garage if you need it. sucks about the damage dude. hope everything turns out for the better

thanks doug. Ill let ya know after insurance people look at it

[sweetbmxrider]

finally! :lol:

[MyFirstZ]

i dont think they will total it, i had the exact same thing on my car done. cost 4700$ from geico.

[Frosty]

You also have a '00 SS, not a '99 Z28. The value is greater. His car is tagged and tagged hard.

[MyFirstZ]

thats true, i forgot this was not in the t/a

[98tadriver]

You also have a '00 SS, not a '99 Z28. The value is greater. His car is tagged and tagged hard.

a buddy of mine had simliar damage as mine but not as bad, he said it was $4100, but i cant remember who his insurer was. After seeing what everyone said, Im guessing its going to be 4k+ if its not totalled

[Frosty]

It will be well over $4K, if you notice the floor is tweaked too.

I'm certainly not trying to be negative, I wish the damage wasn't as bad...

Seeing this stuff brings me back to when I was writing body shop estimates.

[wcamarors1992]

I just had almost the same damage fixed on my 01 z28 last week. I think the total estimate of the damage was near 5k.

[98tadriver]

It will be well over $4K, if you notice the floor is tweaked too.

I'm certainly not trying to be negative, I wish the damage wasn't as bad...

Seeing this stuff brings me back to when I was writing body shop estimates.

lol i hear ya dude. i know youre not trying to be negative. :cheers:

Whether the damage is crazy expensive or it gets totalled, I think ill make out pretty good either way. Im more angry about the girls stupidity for driving reckless and messing up my ride, and the fact the cops didnt give them a breath test

[98tadriver]

I just had almost the same damage fixed on my 01 z28 last week. I think the total estimate of the damage was near 5k.

holy crap. howd you go about the estimate process? did your insurance company estimate it? or did you get estimates from a few different body shops?

[Frosty]

Ron, what did your insurance company say? Did they say they're going to send someone out to your home to inspect it? Did they tell you to get your own estimates? Did they tell you to drive the car to one of their approved shops?

[wcamarors1992]

I went to the body shop that I was going to use for the repair first and got an estimate, then I called my insurance company and they sent another estimator to my house. I think I had the check for the damages within a week after the second estimate.

Its gonna be a little different for you because your gonna have to deal with the other parties insurance. The worst thing about that damage is there are no new quarter panels, so you have to find a junked camaro somewhere.

[Featherburner]

I went to the body shop that I was going to use for the repair first and got an estimate, then I called my insurance company and they sent another estimator to my house. I think I had the check for the damages within a week after the second estimate.

Its gonna be a little different for you because your gonna have to deal with the other parties insurance. The worst thing about that damage is there are no new quarter panels, so you have to find a junked camaro somewhere.
Nope, it doesn't work that way.

[wcamarors1992]

What do you mean it doesn't work that way? I had a 92 camaro in 2007 that was hit by someone and everything went through that persons insurance company(Geico). All we did was notify our insurance about it. It went almost the same exact way as this recent accident.

[FlyingDutchman]

Nope, it doesn't work that way.

Went through the same thing earlier this summer when a lady tagged me in my dads truck. Everything went through her insurance, sent an agent out and received a check for the damages the next week (all state).

somehow a small dent under the driver side door ended up in a $1200 check, it was a win for sure :mrgreen:

[madness410]

ron sorry to hear about the misfortune. im shocked they didnt give a bac test though, did you ever ask the officer why they didnt?

[98tadriver]

Ron, what did your insurance company say? Did they say they're going to send someone out to your home to inspect it? Did they tell you to get your own estimates? Did they tell you to drive the car to one of their approved shops?

my insurance rep gave me the number to call. i have to give their insurance people a call tomorrow and have them come out to look at my car

[98tadriver]

ron sorry to hear about the misfortune. im shocked they didnt give a bac test though, did you ever ask the officer why they didnt?

nah, never asked em.

You'd think that common sense would be to do a BAC test after an accident involving someone driving erratically and then crashing into me at 350AM on a friday night/ saturday morning.



I have a question for you guys- lets say its not totalled, but i want to part the car out. Do i just tell them ill fix it myself, and then theyll cut me a check for the damage? I mean, i cant see that being illegal, since the accident wasnt my fault, and if they caused X amount of damage, they owe me that amount. and seeing its my car and i own it, i should be able to choose what i want to do with the money right?

[NastyEllEssWon]

they make the check out to you to cover the damages. ive always kept the check and fixed it with junkyard parts and kept the rest. ive heard of tons doing it this way too. i dont suppose its illegal, its your car, your money :nod:

[98tadriver]

they make the check out to you to cover the damages. ive always kept the check and fixed it with junkyard parts and kept the rest. ive heard of tons doing it this way too. i dont suppose its illegal, its your car, your money :nod:

sweet. i totally agree :nod:

[Green_Phoenix_LT1]

they make the check out to you to cover the damages. ive always kept the check and fixed it with junkyard parts and kept the rest. ive heard of tons doing it this way too. i dont suppose its illegal, its your car, your money :nod:

My front bumber cover was damage by an idiot that couldn't park. When I got the check the body shop themselves told me to not bother fixing it since my chameleon paint couldn't be matched properly without painting the whole car. The insurance company would not cover a whole car repaint so the body shop told me to use the money towards something else. I checked with a lawyer and it is COMPLETELY LEGAL. The insurance company is paying you for a loss property due to damage. It is the recipients choice whether to repair/replace the property with money or not. That was straight from a lawyer that deals specifically with property loss insurance. Hope that helps you and anyone else that was wondering.

[HeadlessNorseman]

Yes, if they send you a check for repair they are paying you for your loss, you still 100% own the car either way. Even if they do "total" the car, they might just let you keep it. And in that case, you still own the car. But i do believe once it is totalled it is impossible or difficult to file any more insurance claims against the same car. And just for future reference, if someone sends you a check with your name printed on it, it is perfectly legal to do whatever you want with it

[Frosty]

If they total it you have the option of buying it back for a certain % of the vehicle's value. However the titled will be branded, which, doesn't matter if you're going to part it out anyway.

Smart move by going through your insurance company, things usually get done faster and that's really what you're paying them for. It sucks that you'll have your deductible to pay(or they'll just take it out in your overall settlement) but they'll also try to recoup that from her insurance.

[98tadriver]

sweet. thanks guys!

[BurninrubberGT]

i know right! the fact that they didnt do that will irk me for a long time

i had the same thing happen to me, someone i went to high school with, next day i find out he was wasted when the accident happened...it really sucks, but nothing you can do, still bothers me after 3 years now lol

[98tadriver]

heading to rio autobody now to get an estimate of the damage

[JW]

God... I hate Lou at that place, he is such an A-hole.

JW :D

[BonzoHansen]

And just for future reference, if someone sends you a check with your name printed on it, it is perfectly legal to do whatever you want with it

careful...sometimes cashing a check is tantamount to a contractual agreement. Don’t ever cash an insurance settlement check unless you agree on that amount. Plus if the check bounces you’re on the hook for fees. Even if the check is form a Nigerian prince.

[7998]

heading to rio autobody now to get an estimate of the damage

Good luck man I hope it works out in your favor.

careful...sometimes cashing a check is tantamount to a contractual agreement. Don’t ever cash an insurance settlement check unless you agree on that amount. Plus if the check bounces you’re on the hook for fees. Even if the check is form a Nigerian prince.

^Great advice^

[HeadlessNorseman]

careful...sometimes cashing a check is tantamount to a contractual agreement. Don’t ever cash an insurance settlement check unless you agree on that amount. Plus if the check bounces you’re on the hook for fees. Even if the check is form a Nigerian prince.

i didnt say safe, just legal! :mrgreen:

meaning you can spend it on whatever you want. But yeah once its cashed the case is closed so if you dont like it mail it right back

[98tadriver]

the first words out of the guys mouth- totalled. im dropping it off tomorrow so he can take a really good look at it and figure it out for sure. he said totalling out a car is a long and drawn out process. wtfz

[HeadlessNorseman]

the first words out of the guys mouth- totalled. im dropping it off tomorrow so he can take a really good look at it and figure it out for sure. he said totalling out a car is a long and drawn out process. wtfz

when they totalled my altima they came and looked at it for 10 mins then sent me a letter saying the vehicle was a total loss and explaining what made the car worth more and less, like bonus for mileage and brand new tires and subtraction for existing body damage. It didnt take long at all, maybe a week for the letter and then another week for the check

[98tadriver]

hmm, so thats 2 more weeks on top of 4 weeks at the end of this week :( maybe ill wash and detail the crap out of my car tomorrow before i go.

now what grinds my gears is if they total it, and i want my car, i have to buy it back from them. i OWN the car, its MY property and i already paid for the damn thing once.. i shouldnt have to buy it back, and the driver on their insurance was totally in the wrong. could somebody please explain to me why they do this?

[Frosty]

Because they're making you "whole" Say they give you $10K for the car, you then could sell that car for say $4K, you actually make out on the deal, you went from a loss to a windfall profit so to speak. ***I'm just throwing #s out there so don't think you'll be getting $10K lol.

I hope that makes sense, their job is to make you whole and if you get the full value of your car and then STILL have your car then you're being over compensated. That is why you can buy the car back again and do what you want with it.

[98tadriver]

God... I hate Lou at that place, he is such an A-hole.

JW :D

dude now i see why-


dropped the car off for an estimate 2 days ago. he said it was totalled. then today he calls and says its not totalled. i go there today and he wanted me to sign some paperwork to get started on it. im like "wheres my estimate? how much is the damage?" he replied "i didnt get a complete estimate on it. i told him ill take care of the car, and then he gave me an attitude, asking me if i had a frame bench. later he left me a message today saying he has an estimate for me so i have to go in tomorrow. i bet you he gives me a lowball estimate since he's not getting the job.

im going to some other shops tomorrow.

[madness410]

if its borderline totaled and you dont want to buy it back why not take most of the good stuff out and sell that and then let them take the car

[Frosty]

dude now i see why-


dropped the car off for an estimate 2 days ago. he said it was totalled. then today he calls and says its not totalled. i go there today and he wanted me to sign some paperwork to get started on it. im like "wheres my estimate? how much is the damage?" he replied "i didnt get a complete estimate on it. i told him ill take care of the car, and then he gave me an attitude, asking me if i had a frame bench. later he left me a message today saying he has an estimate for me so i have to go in tomorrow. i bet you he gives me a lowball estimate since he's not getting the job.

im going to some other shops tomorrow.

Ron, you sign NOTHING. That's an old body shop trick, you just need to get an estimate. He if at any point asks you to sign something you take the car and leave ASAP.

[98tadriver]

Ron, you sign NOTHING. That's an old body shop trick, you just need to get an estimate. He if at any point asks you to sign something you take the car and leave ASAP.

yeah man i hear ya there! i was mad that they tried pullin that B.S. on me :-x
i wasnt gonna fall for it either lol. i could tell he was mad when i didnt sign it and told him i was only getting an estimate. he crumpled up the paper

[IROCZman15]

nah, never asked em.

You'd think that common sense would be to do a BAC test after an accident involving someone driving erratically and then crashing into me at 350AM on a friday night/ saturday morning.



I have a question for you guys- lets say its not totalled, but i want to part the car out. Do i just tell them ill fix it myself, and then theyll cut me a check for the damage? I mean, i cant see that being illegal, since the accident wasnt my fault, and if they caused X amount of damage, they owe me that amount. and seeing its my car and i own it, i should be able to choose what i want to do with the money right?




dont worry anymore about the bac test. it wont get you anything extra in whatever settlement his insurance comapny gives u for the car being hit. from that part of the report u posted, it shows you were not at fault. if you want to pm me and send a photo of the other sections of the accident report, i'll tell you what it means, and those will 99% show you were not at fault too.

yea, it sux to have the car get hit when u were not at fault.

as for giving a bac test. cops just cant go on common sense for administering the test. they have to have some type of reasonable suspicion. (such as slurring words, bloodshot eyes, odor of an alcoholic beverage, open container, or admission of drinking etc). when the officer got the statements from the driver regaring the circumstances of the crash, it is also the officers time to observe the driver for the above listed things. if the officer had no suspicion that the driver was under the influence of any type of medicine, alcohol, drug, substance, then there is no need for an exam

the guy got charged with reckless drving.. you got no charges..that is one huge indicator that u were not at fault in the crash. the bac test would not change this for any reason in dealing with insurance issues. it would only give u peace of mind to say.. my car was wrecked by a drunk jerk, instead of just a reckless jerk