registration quesitons (spilt from different tech thread)

[88WS-6]

If you stop over on the next 12 days its still legal to drive until I fail inspection.













admin note: this was split off another topic.....

[BonzoHansen]

i don't think i have the weekend time for a few weeks, unfortunately.

QQ plates. I'm not sure that car will ever pass setup like that. Does it even have a cat?

[88WS-6]

Yea I'm calling dmv to see how much more it is tomorrow. Then insurance to see where to send the pictures. The exhaust is completely stock he says. I'll know more once i get a jack and stands Saturday.

[BonzoHansen]

You have to have a daily driver. QQ <> daily driver.

[88WS-6]

You have to have a daily driver. QQ <> daily driver.

I daily my Suzuki. Regular insurance for the IROC is $120 every 6 months with 3k mile limit. That's for just liability, because in NJ only cars under 25 years old can get full coverage.

[BonzoHansen]

I daily my Suzuki. Regular insurance for the IROC is $120 every 6 months with 3k mile limit. That's for just liability, because in NJ only cars under 25 years old can get full coverage.

not if you get classic car insurance.

[88WS-6]

Correct, which my insurance company said they wouldn't do. Because I was driving the car home, I needed immediate insurance so I went with my normal insurance company. Any special insurance would have required pictures and proof of daily drivers and license numbers for all members of age in the house. I didn't have time for that so I just threw it on my regular policy for now.

[BonzoHansen]

ok cool, just wanted to make sure you knew that!

[88WS-6]

not if you get classic car insurance.

My Hagerty insurance request is in and awaiting approval. Once everything goes through and I get my inspection, I'll put up a thread on how to get around QQs...

[WildBillyT]

Get around what? I wouldn't DD it but the rules surrounding their use are not really enforced.

[88WS-6]

Well to be more specific, how to get QQ inspection without the plates. It's kinda like that. Basically, NJDMV will default to QQ inspection for anything other than normal insurance (including collector). Same thing happened with my 86 Trans Am in late '09 early 2010. I'm just waiting for the sticker on my windshield to prove it still works.

[WildBillyT]

Well to be more specific, how to get QQ inspection without the plates. It's kinda like that. Basically, NJDMV will default to QQ inspection for anything other than normal insurance (including collector). Same thing happened with my 86 Trans Am in late '09 early 2010. I'm just waiting for the sticker on my windshield to prove it still works.

I don't completely follow you.

You get collector insurance, then you register the car as historic and they send you plates. There are zero stickers involved. And no inspection.

[BonzoHansen]

right, i'm with wbt. maybe you are confusing QQ with collector car reg.

[88WS-6]

I don't completely follow you.

You get collector insurance, then you register the car as historic and they send you plates. There are zero stickers involved. And no inspection.

In this case, I get classic insurance then register as "collector" because NJDMV has no classic registration. Then I get the collectors triangle window sticker, an odometer check for inspection and no QQ plates.

[WildBillyT]

In this case, I get classic insurance then register as "collector" because NJDMV has no classic registration. Then I get the collectors triangle window sticker, an odometer check for inspection and no QQ plates.

I got ya. You want to register it as a collector car and not as a historic (QQ).

They probably won't allow you to register it as a collector vehicle as it's not rare. Good luck. If your 88 has it maybe you can transfer the registration over and not lose collector status.

I do not know why you don't want just a straight up QQ reg seeing as how you are in the age range now.

[88WS-6]

I'm not a fan of the plates (physically) and technically a historic vehicle's purpose is for exhibition and educational uses only. I know most LEOs are lax on this kind of thing, but I try to go by the book.

Example:

I bought an 86 Trans Am in August of 2009. I put classic insurance on the car and got it inspected so everything was fine. This car was insured through American Collectors insurance and they contacted me around December requesting photo evidence of the car being kept in a garage. Now could I have pulled it into one and snapped a quick photo? Yes. But instead I opted to cancel my insurance policy with them because I was applying for a job that, let's say wouldn't have liked insurance fraud on my resume. Of course 2 weeks later someone hit this car while it was parked in the street at my parents house and then they ran off, but I guess that another story...

Anyway, I'd like to get collectors/classic insurance and do everything properly. Hagerty already got my application with my statement that the vehicle will be kept in my driveway so I should be ok. My main issue will be at the DMV once I get the insurance. I'll have to haggle my way out of historic registration since the car is 25 years old and collector's registration requires that the car be younger than 25... We'll see what happens, but I may be forced into QQs anyway.

[WildBillyT]

I'm not a fan of the plates (physically) and technically a historic vehicle's purpose is for exhibition and educational uses only. I know most LEOs are lax on this kind of thing, but I try to go by the book.

Example:

I bought an 86 Trans Am in August of 2009. I put classic insurance on the car and got it inspected so everything was fine. This car was insured through American Collectors insurance and they contacted me around December requesting photo evidence of the car being kept in a garage. Now could I have pulled it into one and snapped a quick photo? Yes. But instead I opted to cancel my insurance policy with them because I was applying for a job that, let's say wouldn't have liked insurance fraud on my resume. Of course 2 weeks later someone hit this car while it was parked in the street at my parents house and then they ran off, but I guess that another story...

Anyway, I'd like to get collectors/classic insurance and do everything properly. Hagerty already got my application with my statement that the vehicle will be kept in my driveway so I should be ok. My main issue will be at the DMV once I get the insurance. I'll have to haggle my way out of historic registration since the car is 25 years old and collector's registration requires that the car be younger than 25... We'll see what happens, but I may be forced into QQs anyway.

Yeah, the state imposed and verified milage limit is what puts me off to collector stuff. QQ doesn't have that.

[88WS-6]

Ok Hagerty just called me. They can't do driveway storage in NJ, so I'll have to find another option if I want collector's. I do have the option of sticking with normal insurance and getting QQs still...

[WildBillyT]

Ok Hagerty just called me. They can't do driveway storage in NJ, so I'll have to find another option if I want collector's. I do have the option of sticking with normal insurance and getting QQs still...

Try Grundy

[88WS-6]

Hagerty qutoed me $426/year with a 3,000 mile per year mileage estimate. My regular insurance with just liability is $540/year right now. I'll see if Grundy requires a garage and what they will quote me.

[WildBillyT]

Hagerty qutoed me $426/year with a 3,000 mile per year mileage estimate. My regular insurance with just liability is $540/year right now. I'll see if Grundy requires a garage and what they will quote me.

I would want an agreed value policy.

JMO.

[88WS-6]

Grundy requires a garage for all states, not just NJ.

[88WS-6]

I would want an agreed value policy.

JMO.

Yea that's what I requested with Hagerty.

[WildBillyT]

American Collectors Insurance?

[zraffz]

FYI NJ has a private collector car only insurance company that does full coverage for dirt. You need a really clean license to get it though.

[BonzoHansen]

FYI NJ has a private collector car only insurance company that does full coverage for dirt. You need a really clean license to get it though.

name of said company?

[zraffz]

name of said company?

Would have to go check inside the Grand National. I know my dad had it covered for 32 grand and it was only like $40-50 a month.

You'z right master Bonzo. American Collectors.
and I lied, it was way less monthly cause it was only $300ish for a year.

[WildBillyT]

Would have to go check inside the Grand National. I know my dad had it covered for 32 grand and it was only like $40-50 a month.

You'z right master Bonzo. American Collectors.
and I lied, it was way less monthly cause it was only $300ish for a year.

That's about right for all of them. Depends on the agreed value mostly.

[zraffz]

Wish I could get insurance for that lol...
Nope I got boned into having one accident get paid out 3 different ways so my license shows 3 accidents for some reason; all in the same day.

[BonzoHansen]

Would have to go check inside the Grand National. I know my dad had it covered for 32 grand and it was only like $40-50 a month.

You'z right master Bonzo. American Collectors.
and I lied, it was way less monthly cause it was only $300ish for a year.

All I asked was what company :scratch:

[88WS-6]

American Collectors Insurance?

I had them a few years ago and they also require a garage. Very cheap though, like $150/yr but they had me on a 5000 mile limit and they stressed "no timed racing events"

[zraffz]

All I asked was what company :scratch:

LOL sorry.

[Featherburner]

I'm not a fan of the plates (physically) and technically a historic vehicle's purpose is for exhibition and educational uses only. I know most LEOs are lax on this kind of thing, but I try to go by the book.

Example:

I bought an 86 Trans Am in August of 2009. I put classic insurance on the car and got it inspected so everything was fine. This car was insured through American Collectors insurance and they contacted me around December requesting photo evidence of the car being kept in a garage. Now could I have pulled it into one and snapped a quick photo? Yes. But instead I opted to cancel my insurance policy with them because I was applying for a job that, let's say wouldn't have liked insurance fraud on my resume. Of course 2 weeks later someone hit this car while it was parked in the street at my parents house and then they ran off, but I guess that another story...

Anyway, I'd like to get collectors/classic insurance and do everything properly. Hagerty already got my application with my statement that the vehicle will be kept in my driveway so I should be ok. My main issue will be at the DMV once I get the insurance. I'll have to haggle my way out of historic registration since the car is 25 years old and collector's registration requires that the car be younger than 25... We'll see what happens, but I may be forced into QQs anyway.Your car does not qualify for Collector registration. Mainly, because it isn't a limited production vehicle but also because it's 25 years old.

To be classified as a "collector vehicle" you need to apply when you register and make sure that the vehicle is:

A limited production vehicle or a vehicle made in limited quantities
Less than 25 years old
Not registered as a "historic vehicle" or a "street rod"
Not driven more than 3,000 miles per year
Insured as a limited use "collector vehicle"

[88WS-6]

Well I figured I would at least have it out with them before I threw in the towel and got QQs...

When I had my 86 Trans Am, I had a regular registration and classic/collector's insurance (couldn't prove an 86 T/A was anything special so I didn't bother). When I took it for inspection, they saw my insurance and took the car around the block and put the sticker in the window. That was all. I'm hoping for similar results if I can find a company that will do classic insurance without garage storage. The underwriter from Hagerty literally said "yea... we can't do driveways in NJ..."

[WildBillyT]

Well I figured I would at least have it out with them before I threw in the towel and got QQs...

When I had my 86 Trans Am, I had a regular registration and classic/collector's insurance (couldn't prove an 86 T/A was anything special so I didn't bother). When I took it for inspection, they saw my insurance and took the car around the block and put the sticker in the window. That was all. I'm hoping for similar results if I can find a company that will do classic insurance without garage storage. The underwriter from Hagerty literally said "yea... we can't do driveways in NJ..."

How long ago was that? The collector's reg was revised a few years back.

At first you could put it on anything with no restriction at all. Now there's the 25 year rule and you need to prove it is an actual collectable.

[88WS-6]

How long ago was that? The collector's reg was revised a few years back.

At first you could put it on anything with no restriction at all. Now there's the 25 year rule and you need to prove it is an actual collectable.

It was fall of 2009. Yea my 1986 was only 23 years old then, but I was just pointing out that with a normal registration I still got an odometer check as an inspection. Maybe I was just lucky?

[Tru2Chevy]

It was fall of 2009. Yea my 1986 was only 23 years old then, but I was just pointing out that with a normal registration I still got an odometer check as an inspection. Maybe I was just lucky?

So you had normal registration, and your only inspection was an odometer check? Afterwards, what sort of sticker did they put in the windshield? The standard rectangle, or was it a triangle?

- Justin

[88WS-6]

So you had normal registration, and your only inspection was an odometer check? Afterwards, what sort of sticker did they put in the windshield? The standard rectangle, or was it a triangle?

- Justin

Triangle. I was in line and he looked over my registration and insurance (which said American Collectors on it) and told me to go around the block.