yeah... $86 a month for 3 yrs is only $3096... $9599 MSRP.... start saving for payment 37, this is for your wallet:

http://files.blog-city.com/files/M05..._anal_lube.jpg

i did the math when i was paying off my quad. my promotion was $69 for 2 years with low APR and then some inflated payment after that. after taxes and other garbage the payments were ~82. only about 60 of that 82 was going towards paying off the 4wheeler. so by the time the 2 years was almost done, i had barely payed off $500.

word of advice alex: save up now in a savings account. put any little chump change into that savings account and let what ever little interest accrue. put all of your plenty (a word i use for extra money i have which doesn't go towards expenses) into that account. this way, you won't notice the extra money in your checking account and think about spending it. that keep the change thing from bank of america isn't a bad idea either. just a humble .02 from someone who made a similar purchase.

Congrats! Looks nice :)

how about just pay more then the minimum so you dont have to dish over a couple grand at the end? :shrug:

If all goes as planned I hope to have it payed off by next summer.