NJFBOA - Home of New Jersey's Camaros and Firebirds - my t/a burst into flames last night while i was driving ..

NJFBOA - Home of New Jersey's Camaros and Firebirds (http://www.njfboa.org/forums/index.php)

- Multimedia (http://www.njfboa.org/forums/forumdisplay.php?f=45)

- - my t/a burst into flames last night while i was driving .. (http://www.njfboa.org/forums/showthread.php?t=61160)

Deleted some posts. Everybody clam up until his insurance company figures stuff out.

^yup....glad your ok.

A little follow up. Below is a response from a friend of mine who does auto investigations for a living. I don't have as much experience in P&C as I do in other lines of insurance. I didn't remember arson/fraud/vandalism was another avenue. I was thinking collision vs comp and was lumping all comp together (fuel, electrical , etc.) and naturally didn't think arson/fraud as I knew the event was during driving. She agreed you need to review your actual policy language if they try to deny.

Quote:

The part of the insurance that covers fire is comprehensive and to my knowledge, this shouldn't have exclusions unless it's incendiary on the part of the insured or they're complicit within the act.

He needs to ask about the specific exclusions and read his policy as fire is fire (open flame with resulting char, not soot). In my job, I try to ascertain origin and then the cause. Their investigator needs to have a good background in automobiles, not just structures, as investigating a fire for one is quite different than the other.

Was he driving the T/A, just parked it, or had the car been sitting a while before the fire started? If he was driving it, the cause could be fuel, electrical, or mechanical (lubricants, friction from heat, brake fluid, coolant and yes, this can ignite given the right circumstances). If he'd just parked it and a minute later it caught fire, you can rule out fuel but the other two (especially mechanical from oil igniting on the exhaust x-over pipe) are a cause. If the car was sitting and caught fire several hours after being parked, then electrical only. These causes do not include incendiary, i.e. arson.

A collision can also cause fire from any of the above as well.

Quote:

Originally Posted by BonzoHansen (Post 848808)

What causes fires that isn't mechanical besides an accident? They told you that? You should probably read your policy asap.

Electrical I guess?

did you buy it back from the insurance company yet?

I was wondering too but I was waiting for him to update

lucky you got out but hope you can get another one soon

heres an update:
i have arranged to purchase it back for $200. they are giving me a nice chunk to make up for my loss, they are screwing me around alot but im doing all i can do to get this over with. partout will be posted up for whatever parts are left when the time comes.

goos to see you have the insureance crap kinda figured out

Quote:

Originally Posted by Coreylt1 (Post 853952)

are there $200 in undamaged parts on that thing anyone will buy? don't bring it in the garage, your garage will stick of burnt car for years.

to a person that knows parts demands and market values, anything can be worth parting. to the average joe, prob not.

It has way more than 200 to be taken out of it. I've seen it in person

^^^^^ i agree, from following the build thread he had going I cant even imagine the price tag from just the machine work from Haledon. Top notch engine build there alone from that shop, Steve does AMAZING work out of there!!!

Quote:

Originally Posted by donnj (Post 854039)

i work at haledon, and the car deffinately has over 200 in parts. t56 trans, ram power grip clutch(98 miles on it), taill lights, headlights, bumpers, valve covers, heads, hooker long tube headers, sub frame connector

finally everything has been settled. the partout begins!!

Quote:

Originally Posted by WSex (Post 855890)

how much for the sway bar if it fits 4th gen?

considering the crispy car in question is a 4th gen id sure hope its sway bar would fit a 4th gen ;)

Quote:

Originally Posted by wrong generation (Post 855891)

considering the crispy car in question is a 4th gen id sure hope its sway bar would fit a 4th gen ;)

damn fail. think i can play it out by saying it was too burnt to recognize?

Quote:

Originally Posted by WSex (Post 855892)

damn fail. think i can play it out by saying it was too burnt to recognize?

Nope, no other type of bar would have been on the car :mrgreen: