that was in response to him saying if he took the car for a ride and got stopped for unregistered.

I'd be careful with USAA. My wife had them when we first met and her insurance lapsed for maybe 6 hours and they had already notified the state (shes was a PA resident at the time). She renewed the following morning and went to re-registered in NJ and was told that her registration was suspended for 3 or 6 months (can't remember how long it was).

To anyone else that has USAA. I would recommend getting a few quotes. My wife and I both have clean records and are both over 30 but USAA quoted us more than double what we were quoted from just about every other insurance company (for identical coverage). We even talked to an insurance rep from USAA and they couldn't figure out why the rates were so high. Not trying to bash USAA here, I have multiple accounts with them and wouldn't even think of switching.