For those of you with NJM Auto Insurance
 

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Yeah, I got that notice in the mail.

Edit: or I read it in the paper.

That's why you shouldn't be fooled by quotes from other insurance companies. If you factor in the discounts and then the dividends they pay, NJM is one of the best. I think the 2000 SS will be a net cost of around $700 for full coverage.

i've had NJM for years, by far the best company out there imo. and those $300-$400 checks in november every year is a nice little rebate.:lol:

Dunno, i switched to allstate recently from njm who saved me about $1000/yr for the same coverage & then some so while that $400 check might be nice I'll take my extra $600 yearly savings over them ;)

Sweet deal, can't wait to get that in the mail! We pay less than $2K (before the dividend) on my '01 Cherokee and my wife's '03 Liberty. Both have full coverage, and we live in Bergen County, but we're "old" so that helps. ;)

Edit: We've had them for years too, and they've been great with claims and such. I had a Sebring 'vert get totalled a few years ago and they paid what the car was worth, no questions asked.

I think it all depends on what options you pick out when you fill that card out at the beginning of the year, I mean I select $250,000.00 personal injury not the $5,000,000.00 option etc. etc.

I have VERY high PIP limits now & had the identical limits with NJM, allstate just killed their bottom line though, add in allstate taking $100 off my deductible per year, 5% off of my collision & comprehensive coverage for every 6 months without an accident not to mention if you total your NEW vehicle they give you the funds for a new vehicle rather than the value of your vehicle at the time of the accident giving people more of a reason not to worry so much about buying new.

In the end allstate just worked out better for me, thats not to say NJM isn't a great company or insurance company, just worked out better on the other side of the grass.

-Bill

For you military guys I have used USAA insurance and you just cant beat them anywhere. Must have been active duty and be out no later then 2 years to be able to get insured by them.

all the cars in my driveway are currently insured by NJM but i'm not sure what's happening in the near future..

my 336 dollar check fron NJM came today:lol:
along with my 3,871.00 check from the lottery:lol:

tommorrow i'll probally get 4000.00 worth of bills in the mail:evil: