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-   -   Equifax Hax (http://www.njfboa.org/forums/showthread.php?t=68042)

sweetbmxrider 09-08-2017 06:29 AM

Equifax Hax
 
Anyone check to see if they might be victim?

https://www.equifaxsecurity2017.com/potential-impact/

I don't feel comfortable putting in my partial social even though its probably for sale now :facepalm:

wretched73 09-08-2017 06:53 AM

If it makes you feel better, your identity was probably compromised ages before this happened :p

Blackbirdws6 09-08-2017 07:53 AM

^^^ This.

sweetbmxrider 09-08-2017 08:05 AM

Glad you guys take things so srs :rofl:

Blackbirdws6 09-08-2017 08:08 AM

I have as much protection in place as reasonable but it still won't matter much. I have my and my wife's ID locked with the credit bureau's so if anyone applies for new credit, it won't allow them to do so and I am notified. This is a free service but can be a "hassle" if you want to apply for credit on the fly (phone call, verify identify, etc etc).

LS1ow 09-08-2017 08:29 AM

Says they think i may have been effected.

Whatever, im poor anyway.

sweetbmxrider 09-08-2017 10:00 AM

Quote:

Originally Posted by Blackbirdws6 (Post 942049)
I have as much protection in place as reasonable but it still won't matter much. I have my and my wife's ID locked with the credit bureau's so if anyone applies for new credit, it won't allow them to do so and I am notified. This is a free service but can be a "hassle" if you want to apply for credit on the fly (phone call, verify identify, etc etc).

Interesting, how do you sign up? I was thinking of freezing mine, you just call one of the bureaus.

Quote:

Originally Posted by LS1ow (Post 942050)
Says they think i may have been effected.

Whatever, im poor anyway.

Still can **** you pretty good my man. Watch your credit report, credit karma is free and legit.

wretched73 09-08-2017 10:16 AM

Quote:

Originally Posted by sweetbmxrider (Post 942055)
Interesting, how do you sign up? I was thinking of freezing mine, you just call one of the bureaus.

I'm not aware of this either but def sounds like a good idea. In for more info.

I got screwed once and someone took my debit card info and spent all my money years back. Haven't used my debit card since and only use credit or cash.

LS1ow 09-08-2017 10:17 AM

Quote:

Originally Posted by sweetbmxrider (Post 942055)

Still can **** you pretty good my man. Watch your credit report, credit karma is free and legit.

Oddly i just checked mine(Citi does it fo' Free) and it went up :nod:

Blackbirdws6 09-08-2017 10:51 AM

Seems two of the bureaus now charge but was free for me before. Trans Union has it for free. Who knows if it's really any good but I figure if I do something others likely won't, I may not be picked off. Famous last words.

Click my free credit protection - https://www.transunion.com/

https://membership.trueidentity.com/...utmk=149783989

zraffz 09-08-2017 05:44 PM

Quote:

Originally Posted by LS1ow (Post 942050)
Says they think i may have been effected.

Whatever, im poor anyway.

LMAO!

I already own a house... Go ahead and ruin my credit lol.

redsoxsstink 09-08-2017 06:00 PM

is credit karma same as fico score?

bank of america does a free fico score check when you have a credit card with them. sorry for the lame question, this kid isnt to financially savy

LS1ow 09-08-2017 06:17 PM

Quote:

Originally Posted by zraffz (Post 942080)
LMAO!

I already own a house... Go ahead and ruin my credit lol.

That's exactly why I'm poor! Lmao

Quote:

Originally Posted by redsoxsstink (Post 942082)
is credit karma same as fico score?

bank of america does a free fico score check when you have a credit card with them. sorry for the lame question, this kid isnt to financially savy

I think so. This is like what I mentioned before with Citi bank. Free Fico check when you have a CC with them.

sweetbmxrider 09-08-2017 07:27 PM

Creditkarma does TransUnion and Equifax which tend to be lower than my free Fico from Discover. They all have their black magic ways of coming up with their number but they are all based on the same categories.

Blackbirdws6 09-08-2017 09:02 PM

For those curious, you can get a free credit report annually from each bureau. It won't include a score but it's good to do so you aren't surprised one day. Www.annualcreditreport.com

qwikz28 09-09-2017 06:36 AM

Quote:

Originally Posted by sweetbmxrider (Post 942044)
Anyone check to see if they might be victim?

https://www.equifaxsecurity2017.com/potential-impact/

I don't feel comfortable putting in my partial social even though its probably for sale now :facepalm:

By signing up for that protection thing in there, you are agreeing to waive your rights to join a class action suit. I did it anyway because class action suits suck and only benefit attorneys, but just an FYI.

sweetbmxrider 09-09-2017 07:05 AM

Quote:

Originally Posted by qwikz28 (Post 942091)
By signing up for that protection thing in there, you are agreeing to waive your rights to join a class action suit. I did it anyway because class action suits suck and only benefit attorneys, but just an FYI.

I read that but good to put the info out there. What response did you get if you don't mind sharing?

qwikz28 09-09-2017 07:25 AM

Quote:

Originally Posted by sweetbmxrider (Post 942094)
I read that but good to put the info out there. What response did you get if you don't mind sharing?

Same as everyone else, my info was hacked. I guess, statistically, there's nothing to worry about. What are the chances they'll use my info out of the hundreds of millions? I was more curious than concerned.


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