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Originally Posted by foff667
how long was the loan for and all? 5 years 18k-4k down at 3.9% is 257 a month.
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$257.20, actually. it looks to me like some slight of hand, as in they tried to glom the extra that was put down. at $2000 down, 3.9% they would've been at $293.94. assuming $2k down and 6.9%, they'd have been at $316.06 which is close to the 315 quoted. so they didn't glom the whole $2k extra down, but they did clip some of it, more like $1k. $3k down, 3.9% is $275.57 - so it looks like they made $1000 disappear. check the contract very carefully and i am sure you'll find a line item for an air fee of $1000, or maybe a couple of lines that total $1000.
oh, and in case you don't understand "air fee", it's when they charge you for something and all you get is "air" - nothing concrete that you can actually see or touch.
see why i didn't like working for the dealerships? it's all about stealing and lying. no wonder that everyone dreads buying a new car.
what trim level was the car? i just used a base model 4 cylinder, 4 door for the lookup. you might be able to get a better deal than that, as the invoice for the base model was 17K and change, if you cancel on them and go someplace else.