[JL8Jeff]

You need to slow down with all these great ideas of ways to spend money you don't even have. I know it's fun to search around and find things you'd like to have, but you should be concentrating on getting a solid job that pays good money, then finding a place to live. Then, if you have any money left, look for something to play with. I saved up $35K so I could buy a house and not pay rent. And that's after paying back student loans. At 21 you should be happy to have basic transportation and a roof over your head. I don't understand how some of you younger people can even think of paying more than $1500 a year for car insurance.