wow, jims69camaro, I totally forgot about the signaling until you brought it up. I doesn't even strike me as odd anymore that people don't use the turn signal. It does strike a nerve when the women with the cell phone changes lanes or turns off without using her indicator because she's talking. I've never had that issue. I can take my hand off the wheel for a second without loosing control of the vehicle so why can't they? It's just one of those things that stands out when you think about. I was in Princeton the other night going out to dinner and I couldn't believe these SUV driving women... they can't parallel park but even worse is they wouldn't indicate that they were parking. The only indicator for me was their sudden slam on the brakes and reverse lights coming on. Granted I should have kept a better distance but I wanted the spots
. In anycase, for anybody that doesn't know how to parallel park I've got a fool proof method that is EASY to learn. Man up and admit you need some help and I'll make you into the best darn parallel parking the world has ever seen. It's really easy, just ask me.
Seriously though, I think the reason insurance is cheaper for women is because a) they drive cheaper cars, b) the cars have no power to get them into leathal speeds, c) they get out of more tickets, d) they don't report minor accidents, e) they use more brake than gas so it's the person rear-ending them that is at fault, f) they're generally less aware of their cars ability to pull out into traffic (again getting rear ended), g) they don't have nearly as much road rage. I think those factors are the reasons that offset their bad driving habits. Oh, one more thing, h) cops have quotas for speeding tickets, not "not using turn signal" tickets.
It is a fact that guys get into more deadly accidents. That alone could be the reason we pay more.
My last little rant is about tail-gating. Since when did women in general start driving like guys? I've been tailed 50/50 women/men, it used to be only men. I've got women in mini-vans tailing me on when I'm 5-10 over the limit.
I know this has probably offended some women and I'm sorry if you're offended. I'm just saying what I feel, and I might be wrong, but it's how I feel.