[Untamed]

Originally Posted by dz

Ya I figured it was a scam. Â*Anything that seems too good to be true usually is.

This whole getting a house thing is a huge undertaking. Â*I think I've got control of things, but the more I find out the more I realize I have no idea what I'm doing. Â*I called this company about a house they're selling, and now all of a sudden this lady seems to be my mortgage lady.

Tooo much stress. Â*I just want to find a house, give someone a check and get the keys. Â*I wish it was that easy

No such animal. First you'll look at dozens, maybe hundreds, of houses trying to decide what towns you want to concentrate on. Then while you're getting your finances squared away (which is a war in itself) you'll narrow down what you like in a house, train your real estate agent to find the right stuff WITHIN the price range, then begin the viewings / open houses. You'll drive all over the state, walk through dozens of houses, not really find the perfect place and decide that you'll have to settle for "good enough" afterall because "perfect" is just too far out of the price range.

Eventually you'll narrow your choice down to three, find out that all three had four-way bidding wars going on, with at least one of them pushing the price to the asking amount or just above, making you feel even more discouraged. Sooner or later, the apartment or townhouse you are in will look better and better.

After a few offers, two or three accepted but fall through, you'll eventually get an offer accepted then begin the process of home inspections, mortgages (which you were already pre-approved for but must now finalize with the current rate), insurance companies, and so on, forgetting that your commute is now twenty minutes further away and down a major highway where traffic is a bitch. The paperwork will start and stop off and on, the previous owners will put pressure on the real estate agents to close ASAP because they need the money for their new house, the real estate agents will be off somewhere else, and your lawyer will only have time between 2:15 and 2:30 to meet with you to review the paperwork - and I havent even gotten to closing yet!!!

Dont even dream about a quick and easy process. Roll up your sleeves, clear your calander of anything fun and not dealing directly with the house, and just do it. Took my wife and I about 8 months from starting the process of looking to closing.

Good luck!