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Originally Posted by jims69camaro
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Originally Posted by Slow Z
I'm almost 22 and I have a perfect driving record with 2 cars just liability with Geico and I pay like $3300 a year in insurance ...I hate New Jersey, I hate car insurance, I hate Geico, and I hate car insurance.
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but do you hate car insurance? Â*why don't you tell us how you really feel?
i just saved my step-son $4000 a year by putting his car in my name and listing the car under my insurance as a pleasure vehicle. Â*i told him no speeding tickets and no accidents. Â*we'll see how it works out.
now, there are those that would say i am committing insurance fraud. Â*i don't see it like that. Â*i see it as saving $4000 a year. Â*sure, if he wrecks it we're in deep ****, but he's not had an accident with his car yet and he's been driving it for two years (knock on wood). Â*insurance in this state is a joke. Â*how the hell does an insurance company end up in debt? Â*the hundreds of millions of dollars that get paid in premiums and they're going to say they're in debt? Â*  |
I don't think it's fraud. A lot of people do it, because there's no way for the insurance company to know who is driving the vehicle, unless there's an accident then they can question.