Al, my insurance through Hagerty on my 79 was only 168/year. But yes, you have to list every driver in your household even if they will never ever take it out. My mom wouldnt touch my camaro for anything, but had to list her. Just the way it works. I think the 5 years exp is new with them. i had it when I was 20 or 21 and dont remember anything bout having a clean license. Good luck with the insurance.
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