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Which insurance co are you going through? I use Hagerty and they don't require an appraisal. You give them the value of the car and they're cool with it as long as you're not claiming it's worth something riddiculously more than what it is. (I'm sure at some point they check it to be sure.) Then all you do is send them in a couple of pictures of the vehicle and then it's ready to go.
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John
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