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Originally Posted by JL8Jeff
I use New Jersey Manufacturers. I get a dividend back every year and they base your cost on the annual mileage and if you have multiple vehicles and if they are garaged or not. I've been with them for 20+ years and never had a problem. Of course, I don't drive like a maniac and I've never had an accident or claim. In fact, I've only had 1 speeding ticket in 22 years of driving.
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Dad has NJM as well. I'd call them up, but I dn't want them to prematurely cancel my coverage.