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Originally Posted by NJSPEEDER
if you are getting an agreed value policy i woudl suggest getting a proper appraisal and then adding at least $5k to create the insured value.
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I would do the same. Off of the top of my head I'd say you should insure it for $15k or so. It will probably only be a few more $ a year than the actual value, which is probably more like 10k.