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Old 10-22-2006, 08:42 AM   #11
Little G
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Join Date: Jul 2004
Location: London, UK
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A few cards to look at for 0% and balance transfers:

AmEx Blue Cards have 0% on purchases and transfers with no balance transfer fees. They also have rather generous limits.

Another one to look at is HSBC. They have the same deal as AmEx but with not so generous credit limits.

Yet another is Citi who is offering 0% on purchases, but I'm not sure about the balance transfer fees.

All three have superior customer service, especially AmEx. Steer clear of Capital One, Providian, and Chase.

Advice: Don't get sucked into the 0% on purchases thing. Get your card, buy what you need to buy, then pay it off. Don't wait till the end of the promo period, because whether it's 6, 12, or 18 months it comes up quickly. 0% cards got me into over $13K in debt that I've only recently been able to pay down. Good Luck.

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