[qwikz28]

Originally Posted by Little G

A few cards to look at for 0% and balance transfers:

AmEx Blue Cards have 0% on purchases and transfers with no balance transfer fees. They also have rather generous limits.

Another one to look at is HSBC. They have the same deal as AmEx but with not so generous credit limits.

Yet another is Citi who is offering 0% on purchases, but I'm not sure about the balance transfer fees.

All three have superior customer service, especially AmEx. Steer clear of Capital One, Providian, and Chase.

Advice: Don't get sucked into the 0% on purchases thing. Get your card, buy what you need to buy, then pay it off. Don't wait till the end of the promo period, because whether it's 6, 12, or 18 months it comes up quickly. 0% cards got me into over $13K in debt that I've only recently been able to pay down. Good Luck.

g

thanks craig... i applied for the citi card you mentioned. hopefully that will get my credit good enough by this time next year for me to get a card i can transfer my payments to with lower interest. i'm gonna be paying as i get the money so its not like im getting the card so i can defer all my purchases till next year. or maybe i will

jacob