Quote:
Originally Posted by 79CamaroDiva
If that were the case, i think womens car insurance would be generally higher than mens, but thats not so. Male insurance rates are directly correlated to accident rates. Maybe all those accidents are actually womens fault but the men get faulted because we have boobs.
The problem is that most people, male or female, suck at the driver mod.
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Insurance rates are based off of how much damage the user typically causes. For instance cars with over 200HP are something like 20% less likely to get into accidents than cars with under 200HP, why is the insurance higher then? Cars with more HP cause more damage. Women are bad drivers and usually make OTHER people cause the damage 
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