i agree it should be replaced but they might still write it for repair seeing its not crushed its just dented and think the replacement will cost to much compared to the repair... insurance companies dont like to spend money... we've repaired stuff like that before maybe even worse because they dont want to pay for the replacment... labor on top of parts also adds up... the end result is the same factory appearing finish...as long as the metal isnt torn that can be repaired...
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97 Firebird Formula - 383LT1
15 Subaru WRX - 2.0L-turbo
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