Quote:
Originally Posted by Knipps
i was thinking about that but i have never seen a branch locally
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ING is an online bank only. There are no local branches (save maybe on in NYC somewhere?). That's how they can give such a great interest rate. You just link your checking account and add your money from there. To deposit to your ING account, your first deposit when you open cannot be withdrawn for 30 days. After that it is 1 week. When we take from your savings to your checking when needed, it takes about 2 business days to show in your checking account (at least with my ING to Commerce).
ING also has mutual finds, CDs, loans, mortgages etc you can get. And they also have a checking account that can earn interest.