well, at the outset it looks like he did you a favor. unfortunately, it looks like he f***ed you with your insurance company, as i don't think they like careless driving tickets more than they like speeding tickets. just another excuse for them to jack your rates.
i'd say bite the bullet and man up on the existing ticket. the problem with trying to plead it down is that the judge may want to hear the detaiks of the careless offense nefore he agrees to it. then you're really f***ed, as he'll know the background of the ticket and may impose the max fine.
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JSFBOA
Save a life.
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