[jims69camaro]

yeah, more often than not, if you have valid "whatever" and you show it to the judge, he lets it go. since you were charged with failure to produce, though, that's a complete different story. most of the time the cops will write that you didn't have insurance or registration or whatever, legal at the time they stopped you. in that case, showing up with the valid paperwork is an instant dismissal.

to answer your question, since it's not a moving violation, your insurance company should ignore it and your rates should not be raised.