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every union is different. in mine, its forced banking. its not just for retirement. you can take it out earlier. you can also invest it differently, either through our company or through one of your own. you can also take money out for certain things, such as for a house, car, college, etc. you dont have to pay it back.
dont be embarassed to ask questions about it. just say youre interested in it and what your options are, such as investing, withdrawing, etc. what union did you get into?
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yes, my hog is bigger then yours
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