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Hey I am currently working for MetLife as a planner and there are many different types of annuities. Yours sounds like a deffered annuity or more of a pension type program which is great many companies around do not really offer them anymore. One thing I can do if you are interested is if you have a copy of your company benefits we can do a report on it that helps break it down in a more simplified program. Just let me know if you would like me to do that for you.
Rutgers00
P.S The money is avaible to take of for retirenment at the age of 59 1/2 without penalty. But can be moved into other qualified vechiles before that time.
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