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Now is the best time to enroll. People perceive a soft market as bad, but what it really is for the average, 401k based investor, is a sale on the stuff you need.
Basically most stock prices are down right now, saving you money on your initial investment. Now when the market corrects back to level, which it always does, you will be ahead of the game. Then once we hit another period of economic expansion, your money that has already grown, will start to grow even faster.
Slow markets are not a bad thing unless you are in the "retirement red zone" with in 5 years of retirement. Even then, you should have dropped back and gone conservative anyway and you won't be effected as bad.
Anyone who has access to a 401k, get in it and invest as much as you can ASAP. It will pay for itself many times over in the next 5+ years when the markets come back. If your company doesn't offer retirement planning or their program sucks, check out ING, Ameritrade, or any of the other online banks associated with the big investment houses, they all have programs.
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