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you are the only one who knows how they feel about the 2 sides of the story - in todays credit bull i dont blame anyone jumping the gun to keep their credit in check - 5 % used car loan gives his a mid 700 rating and that is not as easy to get as some think - in this banking bull that is going on one late payment can drop your rating 150 points making that loan 12 % over night to do again and 3 years to repair that you had to start with - had you missed the paynent and his credit took that sort of hit how would you feel it were you in that spot not him -- jz
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