a repo does hurt ur credit really bad. however, when you pay it, it definatly helps it a lot. the only problem is that all the late payments still stay on ur credit. my brother had a repo a few years back. 6 months after he paid it his credit went up big time.
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1987 IROC-Z L98 T tops
 sold
2001 Pontiac Grand Am SE V6 (currently for sale PM me for details)
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