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Old 10-15-2008, 11:43 PM   #50
JerzyIroc
 
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Join Date: Jan 2008
Location: Jersey City, NJ
Posts: 622
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a repo does hurt ur credit really bad. however, when you pay it, it definatly helps it a lot. the only problem is that all the late payments still stay on ur credit. my brother had a repo a few years back. 6 months after he paid it his credit went up big time.
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