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Education is a tricky thing to rely on. 75%+ of Americans with a degree, do not work in their degree field. So if you want to commit yourself to education, it would be better to make the primary degree in something more generic that can be resume'ed into anything. Let the concentration or skill part of the education be the secondary focus.
If you are into computers, think about getting a BS in business management and make computer sciences/networking/nerdtasticalness your minor. You apply all of your electives/gen eds from the computer side of the universities selections and grab any certifications you can along the way.
This will maximize the number of angles you have to enter any particular company and the appeal of a more mature person that can both come into the job at entry level and has been taught to lead will get more attention than some kid who just took Microsft certs and expects to get by on that.
If taking the money means never getting paid again, I would have to take the education. The money isn't as immediate, but the long term is much much better.
-Tim
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