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While we are not in foreclosure, we are refinancing. We did the original loan and now the refinance through Lending Tree. We had a great experience the first time and are using the same guy again. I can give you name and number to call him if you'd like. The only money upfront is appraisal and lock fee, both credited to closing costs at the end. If you've had an appraisal done in the last 30 days, you won't need to go through them, they can use the existing one.
But of course, find out if there are other options first. You may have a hard time getting a loan under foreclosure.
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