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Jersey Mike · 06-19-2009, 11:02 PM

It's nowhere near "Totalled."
I got a few estimates today and learned a few things:

In NJ, if cost to repair damages exceeds 75% of the vehicle's worth, the vehicle is declared a Total.

The $3,200 in estimated repair costs only put us at 15% of that 75%.

The hard part will be getting his insurance company to send an adjuster out to look at the car. They will only send someone out to look at it *after* they have accepted liability, which they still have not.
I just sent them pictures and the police report, so I'm waiting to hear back. I'm considering getting my insurance company involved (asking them to 'fight' for me, but I'm not sure how much good that will do with only Liability coverage).

06-19-2009, 11:02 PM	#41
Jersey Mike Power Member/NJFBOA Bookie/Moderator Join Date: Jun 2009 Location: North Jersey = Best Jersey. Posts: 4,435 iTrader: (12) Social Networks:	It's nowhere near "Totalled." I got a few estimates today and learned a few things: In NJ, if cost to repair damages exceeds 75% of the vehicle's worth, the vehicle is declared a Total. The $3,200 in estimated repair costs only put us at 15% of that 75%. The hard part will be getting his insurance company to send an adjuster out to look at the car. They will only send someone out to look at it after they have accepted liability, which they still have not. I just sent them pictures and the police report, so I'm waiting to hear back. I'm considering getting my insurance company involved (asking them to 'fight' for me, but I'm not sure how much good that will do with only Liability coverage). Last edited by Jersey Mike; 06-19-2009 at 11:03 PM.