[jims69camaro]

i find fault with all of the major insurers, including the one we use to insure my wife's car, and here's why: how is it that they can all claim to be $350 cheaper than the next one, if they are all offering the same product? say i get a price of $521 from geico, then i call allstate and they can beat that by $350? nfw.

now, if a company jacks the rate up x% because of a claim, then what they are really trying to do is get rid of you. they can't drop any more, or so i think, because the insurance laws have changed. so they jack the rate up and you not being able to afford the new rate go shopping for a new company and they get what they wanted - for you to be with another company. now, i don't get this. if you were accident prone or something, and had several claims in one year, then i could see a pattern and could possibly agree with them. insurance is supposed to be there when you need it, not gone the second after you file a claim.