[NJ346]

I just applied for a chase card with a $39 annual fee. Not really worried about a lousy $40 a year, I just really want to get the ball rolling with my credit history. I'm really good with money(was able to afford the ls1 as my first car), so that's not a problem. I may check with my bank just to see what they can do for me. They'd probably be the best bet since they can see my checking account history and I always try to keep a good amount of $$ in there.