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I'm jumping on the "sell the car" bandwagon on this one, especially since you've got family on the horizon. I made quite a few bad financial decisions in the past and I'm still trying to claw my way back out of the hole. On top of that, I've got a mortgage, a wife, and two sons. If my toys were worth anything, I would sell them to get out of this mess and start over.
As for the military, particularly the USAF, as said above: Make sure you're absolutely certain. I thought you wanted to be in law enforcement?
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