[S.J.SLEEPER]

TD sucks !!!! my wife has it for her business before it was td was,commerce. still sucked.

She will make a deposit.... checks & cash. they will make checks available cash will hold it,
next day..... holds the checks makes cash available,
next day....holds all of it.... and so on and so on....

constantly fighting over fees,insufficient funds fees due to them not depositing the cash as cash !!!!

I have BOA....
great bank, all the people are pleasant no matter which bank you go to.
service ,security, and availabilty is second to none (except td's late hours)
make the deposit via atm by 8pm and it goes same day so thats fixed !!!

save the change program FTW

monthly maintence fee of 17.95 boooo but... if you use your debit card once a month you don't pay the fee!!!!

I had TD myself 3 yrs ago... short story.
someone rearranged the #'s on my check to make it more $ and wrote over the handwritten part !!! TD cashed it right though the drivethru.

I called,showed up at bank, they said sorry but your account is now in fraudulent hold due to their mistake, and they wanted me to reopen business account (2 of them cause they were linked together) and I would have to pay for new checks,stamps etc... which I had just paid $150 for 2500 more checks... took 1 month to get all my $ out of the bank due to the investigation putting acc. on hold. held $7600 of my $..... went to BOA !!! happy 3yrs steady!!!

BiGal......BOA for the win

p.s. BOA online is great too...transfer $, money markets,spending portfolio,payroll services, insurance services etc... easy to use, very secure, and can also view transactions up to like a year !!!