Thread: Good Banks?
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Old 03-07-2010, 09:13 AM   #79
Tsar
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Quote:
Originally Posted by NastyEllEssWon View Post
cash talks. thats why. in a day and age when credit cards and credentials can be stolen maybe a place like ''The Number 1 Steakhouse in NYC'' realizes that, decides to cut out the hassle and the middle man cutting into profits or a few jerkoffs with a stolen credit card looking for a big night out on the town going to places they normally couldnt afford without the stolen cc.
Here you go.

Quote:
These are my actual rates from my own Merchant Statement.

Quailified cards cost 20 cents to swipe, and 1.67% (this is a very good rate, FYI) and overwhelmingly, most my my transactions fell into this category)
Partially Qualified cost 31 cents to swipe, and 2.83%
Non Qualified cost 31 cents to swipe, and 3.35%.

Debit cards cost 61 cents to swipe, but no percentage.

So, say you make a $100 sale- the businesses cost (transaction fee + percentage)would be between $1.87 to $3.66, depending on what type of card it is. That doesn't seem prohibitive, right? The business made at least $96.34 on that $100.
So almighty business man, tell me is it better to make 96 dollars on 100 dollar tab, or is it better to make 0 because a customer doesn't come? For a place like PL that sees higher check balances cost/middle man isn't what's prohibiting them in accepting credit cards.
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