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Old 03-11-2010, 07:39 AM   #15
Stevoone
 
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Join Date: Mar 2007
Location: NJ
Posts: 540
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I started with a secured card. Got one from Orchard Bank (HSBC), you put a security deposit up front and that becomes your credit limit. When you build enough credit to get a real card close the account and they give your deposit back + interest. I used my card for about a year and a half before I was able to get a decent credit card.
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