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It is important to not speak in absolutes regarding credit cards. If you are not irresponsible with them they can be very advantageous.
1) If you don't spend money you don't have and pay your balance off every month, you have little to worry about
2) If you select your cards with a little thought the "trivial" rewards programs become not so trivial
3) You don't have to carry a wad of cash or go to ATMs a lot. IMO, cash is for suckers or for when somebody is running a tight margin/wants to cook their books.
4) You can monitor your spending online and can manage your budget better
5) You build credit!
6) Some credit card companies extend short product warranties for free
If you are the type of guy who tends to waste/blow money on stuff you don't need, get a card and have them set the limit low enough so you won't get into trouble with it. I kept my AMEX blue at $500 throughout college on purpose, even though they kept badgering me to raise it to many times that.
There's a lot more I can say but this is the basic jist of it. JUST PRACTICE SOME GD RESTRAINT!
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