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r0nin89 · 04-29-2010, 09:23 AM

Coming from someone whos had a card since the day he turned 18:

Get something with a low limit to carry around and use.

Get something with a high limit for an emergency.

Dont open any more cards then a daily pay it off every month card and an emergency card. This is bad for your credit to have too many open lines.

Personally I started with a $500 card. Primary purpose was to order parts online as I had the money. Thats all I did with it. I then decided to switch to a card under my new bank and was given a decent card with an $1100 limit. Thats when the trouble started. I began budgeting out what I wanted to get now for car parts vs how long it would take me to pay it off. You just have to be careful, I doubt anyone will offer you a card over $2000 but who knows with previous credit history with your parents as the cosigner.

04-29-2010, 09:23 AM	#16
r0nin89 Join Date: Apr 2006 Location: Point Pleasant Posts: 1,809 iTrader: (0)	Coming from someone whos had a card since the day he turned 18: Get something with a low limit to carry around and use. Get something with a high limit for an emergency. Dont open any more cards then a daily pay it off every month card and an emergency card. This is bad for your credit to have too many open lines. Personally I started with a $500 card. Primary purpose was to order parts online as I had the money. Thats all I did with it. I then decided to switch to a card under my new bank and was given a decent card with an $1100 limit. Thats when the trouble started. I began budgeting out what I wanted to get now for car parts vs how long it would take me to pay it off. You just have to be careful, I doubt anyone will offer you a card over $2000 but who knows with previous credit history with your parents as the cosigner. __________________ -Vinnie 94 2wd SBSC Gmt400. 330CI LSX, Fast 102, Trickflow 205s, close ratio nv3500, 4.30/trutrac.