OK, heres what you do..
first, call you insurance and add the car to your policy, have them fax you a binder and/or temp proof of insurance. Even if you end up NOT buying the car, you can call back later that day and remove it off your policy, may only cost you a few bucks if anything. The type and amount of coverage is up to you.
Second, prior to going up there, locate a NY DMV location in that area. Once you purchase the car, take the title and proof of insurance to that dmv location and apply for a temp in-transit registration. This will allow you 15-30 days to drive the vehicle Legally to your home state of residence. Once there, you just apply for NJ registration as you would normally.
Yes its a little complicated with finding and going to a dmv, but its the only way really.
Second option which isn't possible for most, is to find someone who has "Dealer plates" issued to them. Dealer plates cover whichever vehicle they are on since an insurance policy is attached to the plate number and not the exact vehicle. However , at least in NJ, the person to whom the plates are issued must be the driver of the vehicle with the plates on it.
I sold a truck to a guy in FL, he flew up here and paid for it and took the title to the local DMV, he got temp tags and drove the truck back to FL. I inspected the paperwork before he left to make sure it was all legit due to the fact it was our old landscaping truck with our name in big letters on the side.
Last edited by V; 05-21-2010 at 06:44 AM.
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