The taxes are paid in NJ based on purchase price. NY has nothing to do with it. Title and registration are NJ dmv fees, they collect the taxes for division of taxation. As for her leaving insurance on it, you need to call your insurance company and give them the VIN and they will cover you immediately. Her insurance probably wouldn't cover you if something happened on the way home.
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69 Z28 JL8 4 wheel disc brakes - being restored
09 Silverado Z71
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