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If they total it you have the option of buying it back for a certain % of the vehicle's value. However the titled will be branded, which, doesn't matter if you're going to part it out anyway.
Smart move by going through your insurance company, things usually get done faster and that's really what you're paying them for. It sucks that you'll have your deductible to pay(or they'll just take it out in your overall settlement) but they'll also try to recoup that from her insurance.
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2018 Camaro 2SS Redline package, ESC Novi 1500 tuned by EFX, Might Mouse wild catch can, GM STB, smoked ZL1 3rd brake light, Xpel XR Black 35% tint all around, Street Scene front splitter, C7 Carbon ZL1 side skirts, Drake Muscle Car Wickerbill spoiler
2010 Infiniti G37x-Moonlight White w/Graphite interior. Stock...for now. Xpel XR Black tint(hey it's a mod lol)
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