[98tadriver]

What did/do insurance companies usually give for your totalled fbody and what do they normally charge to buy your totalled car back?

besides going by the obvious condition of the car before the accident, do they add dealer value and trade in value, then get an average from that to determine value of the car?

is there a percentage that they go by when figuring out what the salvage value of the car is?

thanks for any input

If it helps, my car is a 99 z28 6speed manual, pwr everything, t-tops, leather, 12disc,alloy wheels, 88,600 miles. before the accident, other than a scratch on the passenger side 1/4 panel, the car is pretty darn clean and interior is in great shape.

NADA says $5,975 for clean trade in and $8,225 for clean retail. average would be $7,100

KBB-- trade in value- $5,300, private party value excellent- $6,915, $6465 good, and $8,600 for retail value

average of those two would be $5,882-$7,757 (depending on what numbers they average)

their insurance company, liberty mutual, will be paying me