this kinda happened to me with my 06 dodge stratus, a lady t-boned me and she admitted it and there where a few witness, but in a nutshell they paid off the loan and took the car because i had a loan, i forgot there insure corp, but i never got an opt to buy back the car im sure if it was paid off then i would have that option to buy the car. but yes they average it with the value of it what it is worth with what you get like if you go to a dealer and trade it in type deal.
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87 Trans Am 5.7, Auto, posi disc rear, flowmaster muffler, all org car.
88 Iroc-Z TPI, Cammed 350, Vortex Heads, Magnaflow, T5, 4 Wheel Disc, 3.27 9 Bolt PBR.
91 Trans Am VertTPI 350. 700r4, K&N Air Cone, Ryven Muffler.
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